Blog
Does Boat Insurance Cover Winter and Off-Season Damage?
Your boat may be taking the winter off, but unfortunately, freezing temperatures, windstorms, thieves, and falling tree[...]
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Why Outdoor Living Spaces Need More Protection Than You Think
-September 26th 2026Your backyard is no longer just grass and a garden hose. We at Vern Fonk Insurance see[...]
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Do You Need Earthquake Insurance in the Pacific Northwest?
-September 26th 2026Earthquake insurance is like the superhero cape your home needs when the ground decides to throw a[...]
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“My Friend Was Driving!” The Truth About Permissive Use in Washington Auto Policies
-September 23rd 2026So, your buddy needed to “borrow your car real quick,” and you said, “Sure, just don’t crash[...]
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What Is SR-22 Insurance in Washington State?
-September 18th 2026If the Washington Department of Licensing (DOL) tells you that you need an SR-22, the term can[...]
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What Happens If Your Car Is Hit While Parked on a Ferry?
-August 28th 2026For many Washington drivers, ferry travel is a regular part of commuting, visiting family, or exploring the[...]
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Oh Deer! What to Do When You Hit a Deer (or a Deer Hits You) While Driving
-August 27th 2026Picture this: You’re cruising along a Washington road; the playlist is good, traffic is behaving, and then—deer.[...]
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