There is nothing quite like the breathtaking view of driving through Northwestern America. But you can’t even set foot behind the wheel without affordable car insurance coverage.

When it comes to auto insurance in Washington, Oregon, and Idaho Vern Fonk knows more than just about anyone. After all, we’re a second-generation insurance company, with thousands of satisfied insurance clients throughout the Northwest. We use our auto insurance knowledge to provide our customers with unparalleled service and the lowest rates.

That’s where we come in. At Vern Fonk, we specialize in providing cheap car insurance to drivers in Washington, Oregon, and Idaho. Whether you’re a perfect driver or have a less-than-perfect driving record, we’re here to provide amazing coverage at prices you’ll have to see to believe.

At Vern Fonk, we try to respect your time, and we know how busy you are. That’s why we’ve made it where getting car insurance quotes just takes a few clicks of your mouse.

Step one is to fill out the online form. Step two is to talk to our representative about car insurance options. And step three is to choose the right coverage.

Sounds simple, right? We could always add step four: be amazed at how much money you’re now saving on your car insurance.

We focus a lot on saving money on your monthly premium. And that’s because our customers typically come to us complaining that they are paying too much for car insurance from their old carriers.

In Washington, the average full coverage car insurance cost is $98 a month. That’s a bit cheaper than the national average cost of $139 per month. Meanwhile, Oregon drivers pay an average cost of $112/month, and Idaho drivers pay an average cost of $87/month.

So that’s the good news: on average, drivers in this area already pay lower than the national average. And instead of bad news, we have more good news: Vern Fonk can help you save even more on your monthly bill.

Minimum Auto Coverage Requirements in Washington

To legally drive in Washington, residents must carry these minimum state-required liability amounts. These required liability coverages are designed to protect people and property injured and damaged in a wreck caused by someone else. That at-fault driver’s insurance will help pay for the injuries and medical bills (up to $25,000 for one person and up to $50,000 for two or more people) and the property damage and vehicle repairs (up to $10,000) of those affected by the actions of the at-fault driver.

Increasing these amounts leads to more peace of mind when driving in Washington, since $10,000 will not go far in repairing or replacing someone’s vehicle with today’s prices. Keep in mind that this type of insurance will pay nothing for the at-fault driver’s injuries and damages. That amount, as well as anything over the coverage amounts for others affected in the accident, will come out of the at-fault driver’s pocket.

So, who is Vern Fonk? Put simply, we are a second-generation insurance company that has built up many years of insurance experience. And over the years, this has led to thousands of satisfied customers spread all across the Northwest.

At the end of the day, Vern Fonk sees you as more than just a customer. You’re our neighbor, and we have a duty to keep our neighbors safe.

Earlier, we touched on the fact that our specialists can recommend the right coverage to meet your needs. And you should know that whatever your needs are, we have a full range of coverage.

For example, we have the liability insurance required as minimum coverage in most states. But we also offer collision and comprehensive coverage that helps to protect your vehicle from other unforeseen consequences.

These are the three primary types of coverage, and getting all three means you have what is known as “full coverage.” But we also offer other types of insurance to meet your very unique needs.

Sometimes, those with DUIs or other traffic incidents in their record may be required to get an SR22. This means the person has been branded as a “high-risk” driver and it can be very difficult to get affordable insurance.

Fortunately, this is where we come in! Vern Fonk specializes in high-risk insurance. Even if you have a record that is far from perfect, we can get you the coverage you need at the most affordable rates in the area.

And one of the ways we offer great rates is through our special discounts.