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Business Insurance


We know your business means everything to you. It is also important to us. As an owner of a growing business, you face tough challenges every day and Vern Fonk wants to give you one less think to worry about – Washington and Oregon business insurance. We’ll make sure your business is adequately protected today and well into the future.

No matter what kind of business you operate in Washington or Oregon, Vern Fonk will make sure you can protect yourself and your employees from almost every conceivable risk that your organization may face through Washington business insurance and Oregon business insurance. Property damage, lawsuits, theft, and death are just a few things that can result in serious financial loss if you are not insured.

Let the Washington and Oregon business insurance experts at Vern Fonk work with you to see that your business is adequately covered based on risks inherent to your industry, whether you need small business insurance or large business insurance.

Washington and Oregon Business Insurance Vern Fonk Provides
  • Commercial Auto Insurance
  • Provides coverage for vehicles that are used for business purposes, and the employees who drive them.

  • General Liability Insurance
  • Also known as business liability insurance, general liability covers medical expenses and attorney fees resulting from bodily injuries and property damage for which your company may be legally responsible.

  • Contractor’s Liability Insurance
  • Protects your business from lawsuits or damages made by claims resulting from injuries, accidents, or property damage that occur during the construction process.

  • Umbrella/Excess Liability Insurance
  • Provides an additional layer of personal liability protection. A single policy covers all underlying policies you own (auto, home, motorcycle, etc.) and kicks in if the liability limits on these policies are exhausted.

  • Commercial Property Insurance
  • An insurance policy for businesses and other organizations that insures against damages to buildings and contents due to a covered loss, such as a fire.

  • Commercial Inland Marine Insurance (tools/equipment coverage)
  • Generally covers assets and property that is movable or transportable in nature as well as property owned by others that is in the possession of the policyholder or on the policyholder’s premises.

  • Professional Liability/ Errors & Omissions (E&O)
  • Protects your company against claims that a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to perform some service (omissions).

  • Directors & Officers (D&O)
  • A type of liability insurance covering directors and officers for claims made against them while serving on a board of directors and/or as an officer.