We know that it can be difficult to find an insurance policy designed specifically for motorhomes and RVs. That is why we are proud to partner with companies that can help provide Washington motorhome insurance, Washington RV insurance, Oregon motorhome insurance and Washington RV insurance. That’s where a company like Vern Fonk is invaluable – we are connected with more than 20 insurance companies, so we can provide you with affordable motorhome and RV rates and exceptional customer service.

Having the right insurance helps you protect two extremely valuable assets – your home or RV. Fire. Theft. Windstorms. These are risks you face every day as a motorhome or RV owner. You are also at risk in case someone gets hurt while at your home, or you accidentally damage someone else’s property. Motorhome insurance and RV insurance from Vern Fonk offers peace of mind in knowing that your finances won’t suffer if unexpected events like these happen.

Do you have a mortgage on your motorhome or RV? The financial institution that holds your mortgage may require you to have motorhome or RV insurance.

Many of our Washington RV insurance clients and Oregon RV insurance clients think their RV is insured under their current auto policy. But too often the owner does not take the time to read what and how much is covered under their auto insurance policy. In many instances, RV’s covered under auto policies are not adequately covered.

One misconception RV owners have is that the personal property in their RV will be covered under their homeowner’s insurance policy. This is true, but, coverage on personal property is limited when the property is kept somewhere other than the “residence premises.” Often the limit in a standard policy is very low and the usual policy deduction would apply.

To insure proper and adequate coverage, a RV owner should add a separate RV coverage to their current auto policy or secure a policy specifically for RV’s from Vern Fonk.