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Mount Vernon Insurance Agency

We love Mount Vernon! The beautiful area, and the great people make it an easy place to conduct business.

Our Mount Vernon Insurance Agency has been helping the residents in this area find insurance policies that fit their needs. We take pride in being able to find the best rates for our clients.

Vern Fonk Insurance Mount Vernon, WA

Our Mount Vernon agency on College Way offers these type of insurances:

  1. Auto Insurance
  2. Business Insurance
  3. Contractors Insurance
  4. Homeowner’s Insurance
  5. Renter Insurance
  6. Flood Insurance
  7. SR22 Insurance
  8. more more more!

Call us today to get a fast and free quote.

Portland Oregon Location

Vern Fonk Insurance Portland, ORMost people know that Vern Fonk can get the best insurance rates in Washington state, but did you know that we’re in Oregon too?  We’ve been helping the residents of Oregon get great rates on home, car and business insurance for years.

Our Portland, Oregon Insurance Agency cares about Portland people! We’re here to help the people of Portland find the best insurance products for their situation.

Our Portland, OR Insurance Agency offers great rates on:

  • Car Insurance
  • SR22 Insurance
  • High Risk Insurance
  • Homeowner’s Insurance
  • Business Insurance
  • Motorcycle Insurance
  • Commercial Auto Insurance
  • Trucking Insurance
  • Contractors Insurance
  • Surety And Contract Bonds
  • RV Insurance
  • Renters Insurance

Come check us out today!

Business Insurance

Business Owner's Happy With Insurance

You’ve got your business up and running, and the money is starting to finally come in.  The busier you get, the more comfortable and stable you may feel. If you are a business owner, your company is your livelihood. Protecting your livelihood from any potential disasters is extremely important.

Many business owners forget about getting business insurance all together because they think that it may not apply to their line of work or that they are too small to need it. That could not be further from the truth. Every business owner should have insurance to protect them from any unforeseen mistakes or disasters.

Commercial insurance is one of the most important investments a business owner can buy. Finding the right business insurance policy is extremely important, and rates can fluctuate depending on the industry, size of business and location.  Each insurance company’s rates can be vastly different and knowing what to do can be pretty confusing.

Your rate and insurance acceptance will depend on how much risk your company is subject to. Insurance underwriters will look at your business and the industry it is in to determine what they are willing to cover.

Vern Fonk specializes in finding the best commercial insurance for almost every industry. We can help you find great coverage at an affordable rate. We know that every business struggles (especially at the beginning) and we want to help you grow your business with the peace of mind that if something were to happen you’d be covered.

Commercial Truck Insurance Made Easy

Many businesses in the Northwest rely on trucks for some aspect of their daily transactions. Whether your company uses trucks to deliver packages and goods or if you use it to move furniture or gear around, the truck your company uses is an important partof your business.

If your business uses any type of truck it is important you have the best truck insurance possible to keep your business running smoothly. Vern Fonk Insurance offers the best rates on Trucker Insurance in Washington and Oregon. We can help you keep your business running smoothly at all times.

Our expert commercial trucking insurance agents in Washington and Oregon can get you a fast free quote on:

  • Truck liability insurance
  • Dump Truck Insurance
  • Property Damage Coverage
  • General Liability Insurance
  • Motor Truck Cargo
  • Commercial Auto Insurance
  • Roadside Assistance coverage – Commercial

Our experts know the laws for trucking insurance in Washington and Oregon. We study them constantly and make sure our clients are properly covered. Common customers typically are:

  • Passenger carriers
  • Household goods movers
  • Common carriers
  • Solid waste companies

Call us today to see what type of commercial truck insurance your company should have, and how much coverage you’ll need. We’re ready to help you keep your business rolling along smoothly!

Commercial Truck Insurance

If your business uses a truck, it’s important that you have a great truck insurance policy to cover yourself, your employees, and your business. You can get commercial truck insurance if you have one truck or a whole fleet.

Isnow4t doesn’t matter what your truck is used for – whether it’s delivering packages or supplies or transporting equipment across the country – the truck is usually a main component of your business. If something were to happen to it, your business could suffer. Trucks aren’t cheap to buy, and we know what a valuable asset they can be to any business. Purchasing a commercial truck insurance policy to cover the vehicle is extremely important.

There are many different types of Truck Insurance coverages including:

  • General Liability Truck Insurance
  • Dump Truck Insurance
  • Property Damage Insurance
  • Motor Truck Cargo Insurance
  • Commercial Truck Roadside Assistance Coverage
  • Bobtail/Deadhead

It doesn’t matter what your trucking or driving experience is, most commercial trucking insurance companies have no minimum experience limits to get coverage.

If you’re looking for trucking insurance, you may want to talk to an experienced insurance agent. They can tell you if you need commercial insurance as well. Most companies that require this extra protection are passenger carriers, household goods movers, common carries and solid waste companies.

The minimum amount of truck insurance depends on the commercial vehicle. A lot of the limits depend on the weight of the vehicle as well as the combined single limit. Talk to a Vern Fonk Insurance agent today to get the details on exactly what coverage your company truck would be required to have.

Finding a Business Insurance Agent

2012-01-23_15-52-23_949Having business insurance should be important to every business owner. Finding the right commercial insurance agent for your business can seem tricky with all the choices out there these days, but once you find an insurance agent that works well with you, it can be a partnership that helps your company grow over the years.

A good contractor’s or business insurance agent can bring you more value than the price of the policy. A well rounded business insurance policy can help your business prosper in many ways. It can help cover your business from accidents and lawsuits, letting you focus on setting and achieving your company goals.

Whether you need commercial liability insurance, commercial auto insurance, surety and contract bonds, or contractor’s insurance, you’ll want to work with an agent who knows what they’re talking about.  Most business owner’s don’t know much about HIPPA or other federal regulations, so it’s important to use an agent who knows the ins and outs of all the federal regs that may pertain to your industry.

Most contractor’s insurance agents, or other business insurance agents use multiple insurance companies and can get you a quote from each. This can save you time from shopping around and they’ll be sure to get you the right insurance products for your business.

If you’re looking for a qualified business insurance agent in Washington or Oregon, look no further! Our Vern Fonk Insurance Agents across both states are experienced and knowledgeable in just about every industry.  Give us a call today!

Business Insurance – General Liability Insurance

We’ve all seen it before – once a booming and thriving business, now doors closed and shut down. In today’s world,businesses can be destroyed by small accidents. As a business owner, the uncertainty of business growth and longevity can be stressful, especially if your business isn’t insured.

Accidents can happen when you’re least expecting them whether at store, job site or even with employees. General Liability Insurance for businesses can help cover the costs of medical expenses, lawyer fees and even damages that you would be responsible for as a business owner if an at-fault accident were to occur.

Business Liability Insurance Coverage

Your business insurance policy should cover your business completely from all types of situations that could occur. Agents at Vern Fonk Insurance can help you find the right commercial liability insurance policy that will work for your business type and budget.

A good business insurance policy can help you rest assured that your business will be safe if an accident happens. Call Vern Fonk today to speak with a specialist about finding the right Business Insurance product for you!

About Contractors Insurance

Contractors Insurance (aka “Construction Insurance”) is a type of insurance that helps protect contractors in the case of an accident on the job site. Contractors Insurance usually has three sections, one to cover you (the contractor), one to cover the person or entity that you are contracted to, and one to cover the members of the public if something were to happen.

General Contractor Liability Insurance can be called many different names.  Here are some common types of coverage names you might hear:

  • General Contractor Insurance
  • Subcontractor Insurance
  • Electrical Contractor Insurance
  • Handyman Insurance

Every contractor needs general contractor liability insurance for their business and their livelihood. There are, however, additional insurance services that can greatly benefit a contractor. Whether or not a contractor might need these supplemental insurance services depends on the type of business, how large the job is and if the job is in a particular risky category.

Here are some supplemental policies that many contractors may need to look into:

  • Surety Bonds
  • Commercial Auto Insurance
  • Workers Compensation

As you can see, Contractors Insurance has a lot of moving parts to it. It is an essential tool for any contractor working today.  Call today for a free contractors insurance quote!

Insurance for Business Owners

Every small business needs insurance, that’s a fact. One small little situation can cause major loss of business and disrupt the daily activities of any business. Commercial insurance policies can help protect businesses continue with their daily activities and help protect from any losses. Without business insurance a loss can put a whole company out of business.

A Business Owners Policy is the most commonly purchased commercial insurance for small businesses. It is also known as Property and Liability, which is a packaged policy that includes liability and property insurance for a company.

Property Insurance for Businesses

Property insurance is very important for almost all small businesses. I can cover the damage from losses on property that a company owns, leases or even rents. So if your business owns the building you work in or if you lease it, you can be covered if it was damaged.  You’d also be covered (depending on the policy) for items inside the building, such as electronics and equipment, as well as furniture.  Depending on your business, the equipment you use can be very expensive and replacing those items can drain your account.

Liability Insurance for Businesses

Commercial Liability insurance can help cover your business if something went wrong and your company was involved with a lawsuit. If someone were to be injured on your business property they could sue your company for medical bills and other fees.  Business liability insurance will help provide protection against these events. This type of business insurance can also cover the costs of legal fees in litigation.

As you can see, business insurance is important. Your business is what keeps meals on the table at home, and a small bump in the road can derail your business if you don’t have it covered properly.  Speak with a qualified commercial insurance agent today to see how you can protect your business.

General Liability Insurance For Your Business

General liability insurance is extremely important for any business in Washington or Oregon. It can help keep your doors open and money coming in if an accident were to happen or if your business was involved in a lawsuit.

General business liability insurance is the main component in any well balanced commercial insurance package. It protects you from the most common risks businesses face, lawsuits and medical expenses. Today, when business are being sued left and right for every little thing, any little accident or mishap can cause someone to sue your business, costing you thousands of dollars in lawyer fees and taking time away from your and your business.

Coverage amounts for general liability insurance vary, and are determined on many different factors. Depending on what industry you are in, your type of business, where you are located, what equipment you use, and how many employees you have, your premium for liability insurance could go up or down.

Working with a licensed commercial insurance agent is extremely important if you are shopping around for a good policy. An experienced insurance agent can help you find the right amount of coverage at the right cost for your business.

Call a Vern Fonk Insurance Agency center near you today to get the best rates on Commercial insurance in Washington and Oregon.