Should I Get Broad Form Coverage?

Broad Form Insurance
February 26, 2015

For many drivers, broad form coverage may be the best option. If you don’t have money to spend on extra car insurance, broad form coverage may be the right way to go for you. Washington state allows insurance companies to issue this unique type of coverage. Not every US state allows it, and we’re luck to have the option.

Broad form coverage is typically a lot less expensive than other auto insurance policies. This is because the coverages are different in many ways. If you are considering purchasing broad form coverage in Washington you need to look at all of your options before making the decision.

Broad form car insurance is a type of insurance policy that only covers the person who is on the policy. It insures the driver instead of the car. Most car insurance policies rate will depend on what type of vehicle you own, as well as your personal driving history. Broad form coverage insures just the driver, and the premium is based on the driving history of the insured.

Broad form coverage is good for people with multiple cars, because it doesn’t matter how many cars you drive, your policy premium will be the same. It doesn’t matter if you buy a new car or sold an old one.

Business owners can also benefit from broad form coverage. They can insure their employees and anyone who has access to their company vehicles.

If you have questions about broad form coverage or want to get a quote on broad form insurance in Washington, call Vern Fonk! We’re the area experts in this type of insurance.