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Homeowner’s Insurance Tigard, OR
Tigard Home Insurance Experts

Tigard, Oregon’s expert insurance agency for Homeowner’s insurance is Vern Fonk Insurance. We care about the residents of Tigard and know that each home needs an affordable homeowners insurance plan. Vern Fonk works with hundreds of home insurance companies to find the best rates and policies for everyone.

Homeowner’s insurance (also called Hazard insurance or home insurance) is probably one of the best investments you could ever make. Many people are required, by the lien holder on their home, to carry homeowner’s insurance. We believe everyone, even if your home is paid off, needs a homeowner’s policy to cover you in case something were to happen. We never know when a disaster could strike and it’s best to be prepared.

Homeowner’s policies can vary quite a bit from one to another. Some policies cover different situations where others do not, and the coverage amounts vary quite a bit too. You can benefit a lot by going over the different policies with a qualified insurance agent to make sure your needs are met by your current policy.

Call a homeowner’s insurance expert today or request a homeowner’s insurance quote online today!

Home Owner Insurance

Homeowner’s insurance isn’t just for the typical American single family homes. We offer a variety of different policies that can cover:

  • Single Family Homes
  • Non-owner Occupied Homes
  • Condominiums
  • Townhomes
  • Mobile Homes
  • RVs
  • Renter’s Insurance
  • Farms and Ranches
  • Vacation Homes

As you can see, there are many different dwellings that we can cover. Make sure all of your properties are adequately covered today!

Homeowner’s Insurance in Tigard

In Tigard you never know what is going to happen with the weather. One minute the sun is shining and the next trees are falling over left and right. A tree could fall on your house, lighting could start a fire, or a hail storm could start up all in the blink of an eye. It’s best to get your home covered to make sure that damages from any of these disasters could be covered and save you thousands of dollars.

No matter where you live, crime rates are raising all across the country. Even if you feel like there aren’t many valuables in your home, replacing refrigerators, electronics, family keepsakes or other valuables can quickly deplete your life savings if a thief were to break in and steal them. A good homeowner’s insurance policy can protect you by covering the cost of replacing these items if someone were to break in.

Most home insurance policies cover up to one hundred percent of the value of the house at the current market value. They can even cover the costs if the whole home needs to be rebuilt. Disasters from natural causes and theft always happen when you least expect them to and that’s why having the right homeowner’s insurance policy to cover your home is extremely important.

What is included in Home Insurance?

Every homeowner insurance policy is different, and depending on your needs you may need to add coverage amounts or things that would be covered. Here are some of the basic coverages covered in most hazard policies:

  • Dwelling: it protects against damage done to the structure of your house. This would cover you if a tornado, hurricane, tree, lighting or fire hit your home. It would cover the costs of repair or rebuilding. This usually doesn’t cover earthquake damage or flood damage though and you would need to purchase a separate policy for that coverage.
  • Personal Property / Valuables Coverage: it covers the cost of repairs or replacement of items inside the home from any of the above disasters or theft/vandalization.
  • Personal Liability Coverage: it protects against any fees incurred from someone being injured on your property. This is usually for lawyer fees and medical bills. For example, if someone was to trip and fall on a loose tile and break their ankle, they could sue you for bodily injury damage. The coverage amount is typically $100,000 but you can purchase more coverage if needed.

As you can see, there are many reasons why every homeowner should get hazard insurance. No one has a crystal ball that will predict the future, and it is best to cover yourself now to save you in the future.

Call Us Today for Your Free Homeowner’s Quote and Consultation!

Vern Fonk Insurance
Address: 9804 SW Shady Ln
Tigard, OR 97223
Phone: (971) 213-1013
Fax: (503) 620-7856
Available Insurance Products
Hours of Operation
08:30 AM TO 06:30 PM
08:30 AM TO 06:30 PM
08:30 AM TO 06:30 PM
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