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Homeowner’s Insurance Silverdale
Homeowner’s Insurance in Silverdale, WA

Our Office has Moved to Bremerton!

If you live in the Silverdale, WA area you know that having a good homeowner’s insurance policy is a must. The weather can change on a dime and you never know what to expect! It is essential to have a good home insurance policy to care for your home and the precious contents inside. Vern Fonk in Silverdale will make sure you get a home owner’s policy that will protect you and your belongings.

If you want immediate help with homeowner’s insurance call us today or fill out a free homeowner’s insurance quote online! Our Silverdale insurance agents are standing by ready to help you find a policy that fits your needs.

There are many reasons why you should buy a quality homeowner’s insurance policy. Many home owners are required to carry a policy by their mortgage company, but sometimes these minimum coverage policies aren’t enough. Home insurance policy can vary quite a bit from one to next and it’s important to know what you’re paying for. It seems pretty logical to want to protect your most valuable asset.


Here are the most popular types of homeowner’s insurance policies we provide:

  • Home owner’s insurance (aka Hazard or HOI)
  • Condominium Insurance
  • Townhome Insurance
  • Renter’s Insurance
  • Rental Property (non-owner occupied) Insurance
  • Mobile Home and RV Insurance
  • Ranch / Farm Insurance


Almost all homeowner insurance policies cover the structure of a house from fire damage, wind damage, hurricanes, tornadoes or theft. The amount of coverage varies quite a bit and it’s important to know how much your home is covered for. Many people forget the items inside of their homes and they don’t know that they should get these things insured too! Large appliances, electronics, jewlry and furniture can be expensive to replace if they are damaged or stolen, so it would be wise to get them covered by a good policy.

Some home insurance policies can cover up to 100% of the value of the house in Silverdale, and some even add more to cover the cost of rebuilding if it is necessary. Please remember that most of these accidents happen when you’re least expecting them and they can sneak up on you. It is best to be prepared and get your self covered now so that if something were to happen you can rest assured that it will all be taken care of.


Liability protection is probably the most forgotten coverages in homeowner’s insurance. Loss protection covers the structure and the possessions inside while liability coverage will cover the costs of lawsuits and damage caused by injury to a person inside your home or on your property. If someone were to slip and fall and get injured you could be responsible for medical costs, which can add up quickly. A good liability coverage section in a well rounded homeowner’s insurance policy can help you be prepared for these types of accidents.

We believe it is important to review your home insurance policy with a qualified expert homeowner’s insurance agent to make sure your coverage amounts meet your needs and that you’ll be covered in the case of an accident or disaster.

Vern Fonk Insurance
Address: 10600 Silverdale Way NW #103
Silverdale, WA 98383
Phone: (360) 525-3284
Fax: (360) 307-9886
Available Insurance Products
Hours of Operation
08:30 AM TO 06:30 PM
08:30 AM TO 06:30 PM
08:30 AM TO 06:30 PM
08:30 AM TO 06:30 PM
08:30 AM TO 06:30 PM
09:00 AM TO 04:00 PM

For All Vern Fonk
Locations in WA & OR