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Auto Insurance Olympia
Lacey & Olympia Auto Insurance

If you are looking for auto insurance in Olympia, Washington, Vern Fonk is your answer. Vern Fonk Insurance is a 2nd generation company that knows all the ins and outs of the industry. Most of our business is repeat business or referrals from our car insurance customers that have been satisfied car after car. We have been able to find everyone a policy that suits their needs and budget, no matter what their driving history is.

Everyone deserves the peace of mind that comes with having a great auto insurance policy. Knowing that you’ll be covered in case of an accident can help take a significant weight off your shoulders. Our expert insurance agents in Olympia will take care of everything if you find yourself in an accident, giving you the freedom to move on with your busy life and keeping you on the go.

Our Car Insurance Coverages

There are many different things that are included in some auto insurance policies and not in others. A lot of the terms are confusing and a the average car driver doesn’t fully understand them. Most states have insurance minimums and then the rest of the coverage is up to the car owner. At Vern Fonk, our agents will make sure you understand your policy and have the best amount of insurance coverage for your needs.

The different kinds of coverage in our policies are:

  • Collision coverage
  • Comprehensive coverage
  • Personal Injury Protection / Bodily Injury Protection
  • Property Damage Reliability
  • Underinsured/ Uninsured Motorist Bodily Injury
  • Underinsured/ Uninsured Motorist Property Damage
  • Towing and Rental Car Coverage

If you need to know what these coverages mean, you can talk to a Vern Fonk Olympia car insurance agent. Also, each of these coverages are explained in our car insurance glossary.

Types of Auto Insurance Discounts

There are always ways you can save on car insurance. The first place to start is by checking with your insurance company to see if you qualify for any of their discounts.

Here are the most common auto insurance discounts:

  • Multi car discount
  • Multi policy discount (homeowner’s, renters, motorcycle, etc.)
  • Good Student Discount
  • Safe Driving / No Accident Discount
  • Low Mileage Discount

Check with a Vern Fonk Insurance agent today to see how you can save money on auto insurance!

Car Insurance Laws

Finding an insurance company that knows all the laws and regulations of your state is important. Vern Fonk knows all of the state laws that govern car insurance like the back of their hand. Having the right coverage is important, not only to help cover you and your car, but to protect you from getting in trouble with the law. We know we’ll always keep our customers covered and happy.

Washington State requires that each vehicle on the road carries at least $25k for bodily injury for 1 person, $50k to cover all bodily injuries, and 10k in case an property was damaged. And if you have a loan on your car, the loan carrier may require more coverage, and Vern Fonk is prepared to help you figure that out.

Vern Fonk Auto Insurance is dedicated to finding you a policy that meets your insurance coverage needs, the law’s requirements, and the cheapest option for your wallet.

Vern Fonk Insurance
Address: 4101 Martin Way East #103
Lacey, WA 98516
Phone: (360) 489-6963
Fax: (360) 359-4327
Available Insurance Products in Olympia
Hours of Operation
08:30 AM TO 06:30 PM
08:30 AM TO 06:30 PM
08:30 AM TO 06:30 PM
08:30 AM TO 06:30 PM
08:30 AM TO 06:30 PM
09:00 AM TO 04:00 PM

For All Vern Fonk
Locations in WA & OR