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Love is in the Air

Two-red-heartsIt’s Valentines Day! Today is the most popular day for engagements. More rings are purchased in December through February than any other time of the year. 1 out of 4 grooms pop the question within these months and women throughout the country are flaunting their sparkly hands with pride.

After you’ve called all your friends, and made that ever important Facebook post, it’s time to call and get that rock insured!  Wedding rings, for many, are an expensive investment that a couple has saved up for to purchase. Losing the ring can be extremely sad and can be difficult to replace.

Many standard homeowner’s insurance policies cover jewelry, but most have strict limits.  It isn’t uncommon for a limit on jewelry to be around $1000, well below what most rings cost. It is important to call your agent to see what your current homeowner’s policy or renter’s insurance policy covers and see if they can increase your limits or schedule an endorsement to protect your valuables against theft or fire.

If you have questions about what your homeowner’s insurance policy will cover and what you’ll need to do to get extra coverage, give us a call today and we’ll help you make sure your new exciting, and sparkly investment stays safely covered.

Happy Valentines Day!