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Commercial Trucking Insurance

Businesses across the Northwest rely heavily on trucks for some aspect of their daily operations. Whether your company uses a commercial truck to delivery goods or if you use it to move items around, the truck is an important part of your business.

Your business needs a good trucking insurance policy to protect your business and keep it running smoothly. Vern Fonk can help your business find the best rates on Trucker Insurance in Washington and Oregon.

Our expert insurance agents can help you get a free quote on: Truck liability insurance, dump truck insurance, property damage coverage, motor truck cargo, roadside assistance coverage for commercial, and more.

Call us today for a free quote for your business truck insurance.

Insurance Agency in Kent, WA

Vern Fonk INsurance KentWe love the Kent community! Our Kent office on Pacific Highway has been helping the people in the area find great insurance products to fit their needs for years. We enjoy getting to know the people and the area.

We take pride in our ability to find our customers the best rates on car insurance – period. We work hard to make sure you get a policy that keeps you covered without draining your bank account.

Our Kent office offers -

  • Auto Insurance
  • SR-22 Insurance
  • Homeowner’s Insurance
  • Business Insurance
  • Contractors Insurance
  • Renter’s Insurance
  • Motorcycle Insurance

Our commercials are known for being off the wall funny! Don’t that that fool you, we take insurance seriously! We’ll find you the best rate in the area. Call us or stop on by today!

Insurance Agency in Washington and Oregon

Vern Fonk has multiple locations across Washington and Oregon to help our customers find the right insurance products for their budget. We have multiple locations to help everyone find an insurance solution easily and quickly.

Check out all of our locations here »

We offer many insurance products at all of our locations including car insurance, motorcycle insurance, homeowner’s insurance, business insurance, broad form insurance, renter’s insurance and much more!

Mobile Home Insurance

Do you own a mobile home or RV? Finding the right insurance plan can be difficult. Vern Fonk in Washington and Oregon is proud to help residents find affordable options for RV insurance and mobile home insurance.

Vern Fonk has partnered with companies that can help provide Washington mobile home insurance and Washington RV insurance. We are connected with over 20 different insurance companies to help you find the best available rates.

Protect your assets and get a mobile home insurance policy that can help cover you if something were to happen. Fire, theft and windstorms can be extremely dangerous and expensive, a good insurance policy can help you stay covered and save you thousands of dollars in an emergency situation.

Mobile home insurance can protect you in 4 ways:

  1. Helps you repair/replace or get cash value for your mobile home (depending on age)
  2. Helps you replace your personal property (inside) if it is destroyed, stolen or damaged
  3. Helps cover the cost of lawyer fees and medical bills if someone were to get injured while on/in your property
  4. Helps cover the cost of additional living expenses if you had to leave your home for claimable reasons


Seattle Car Insurance

If you’re looking for car insurance in Seattle, WA, look no further! Vern Fonk has been helping the residents of the greater Seattle area find the best rates on car insurance in Seattle for many years. Our knowledge of the local area helps set us apart from the competition and connects us with our customers.

We all know it rains a ton here and that can mean more car accidents. Cover yourself well with a car insurance policy you can trust.

We can help you find a cheap Seattle auto insurance policy that has the coverage amounts you need. Our customers are continually happy with our customer service and our rates. We don’t care if you have a DUI or DWI on your record, we’ll find you the best rate on your car insurance.

Stop on by our Vern Fonk Seattle insurance agency soon for a fast, free car insurance quote. Look for our location on Aurora -

Vern Fonk Insurance Seattle

Thanksgiving Homeowner’s Insurance!

Carving Turkey DinnerThanksgiving is next week! Can you believe it? Time is flying by, and the year is almost over. As the holidays approach, the number of homeowner’s insurance claims increases statistically. Did you know that more homeowner’s insurance claims for fire happen on Thanksgiving Day than any other day of the year?

Most people don’t think of Thanksgiving as a day to be cautious, but exercising caution on a day where more cooking is done throughout the country than any other day is important. With all the people around and games on TV, getting distracted is quite easy to do.

Cooking related home insurance claims more than double on this day. The leading factor in these Thanksgiving Day fires is when someone leaves items cooking unattended, which can lead to deadly grease fires. Grease fires are the hardest to put out, and can spread very quickly. Deep frying your turkey is more dangerous than more traditional methods as the fryers can tip over easily and spill deadly hot oil or grease all over the place.

Some tips to keep your home safe during Turkey Day are:

  • Pay attention to your Turkey. If you plan to let it cook for hours and hours, have a schedule of who is going to “keep watch” on it regularly. 
  • If you’re planning on watching any games on Thanksgiving, try to have the main courses already cooked before they start so you can enjoy the games instead of constantly having to rush around the kitchen.
  • Don’t overfill the oil in the fryer pot – overfilling can lead to hot oil spattering and spilling out once the turkey is put in. Oil hitting a burner on a stove can instantly catch fire and spread
  • Never spray water on a grease fire, as that will spread the fire. Keep a fire extinguisher handy
  • Keep children and pets out of the kitchen on this hectic cooking day as it can be extremely dangerous.

Happy Thanksgiving from our entire Vern Fonk insurance staff in Washington and Oregon. Stay safe and enjoy your time with family and friends.

Auto Insurance Coverages

Figuring out all the industry jargon when shopping for car insurance can be frustrating.  Knowing the limits of each category can only help you if you understand what they each mean.  The auto insurance agents at Vern Fonk are ready to help you determine just how much coverage you may need on your car insurance. We’re ready to help you understand exactly what you’re paying for and make sure you are getting the best bang for your buck.

Here are the most common types of coverages you’ll find on a typical car insurance policy:

Collision Insurance Coverage

Collision coverage helps pay for repairs and replacement to your car if your accident is at fault and involves another car, crashing into another object or rolling over.

Comprehensive Insurance Coverage

This type of coverage helps pay for repairs and replacement to your car if it has been damaged due to something that is not accident related. This may include fire, theft, vandalism, falling objects, animals (hitting on the road), and natural disasters.

Bodily Injury and Property Damage Liability Coverage

This type of coverage is the most common coverage and comes on just about every policy. The “liability” part of this coverage means “responsibility” and refers to both covering the bodily injury damage caused to people in the crash and the property damage damage done to vehicles in the crash. So basically, it helps pay for expenses for medical bills and property damage if you are at fault in an accident.

Uninsured Motorist Coverage

It has been reported that about 1 in every 7 drivers on the road are uninsured in the US. An accident with an uninsured driver can result in costs that aren’t covered by your basic liability insurance coverage on your policy. This is where uninsured motorist coverage comes in. It can help with costs associated with accidents with uninsured drivers. It’s an added protection that can help you make sure you don’t get stuck with the bill. This coverage can cover bodily injury or property damage or both.

Personal Injury Protection

Personal Injury Protection (aka PIP) helps pay for medical expenses, income loss and benefits for yourself and members of your household in the case of accidental injury or death. This can include lost wages due to injury, medical bills and other collateral costs.

These are just some of the basic coverages that many policies will cover. Speak with a Vern Fonk car insurance specialist in Washington or Oregon today to figure out how much coverage you should have on your vehicle and on yourself.


High Risk Auto Insurance

If you’re considered a “high risk” driver, the task of finding affordable car insurance can seem extremely daunting.  If you have multiple tickets, DUI or DWI, or have a SR22 it can seem like you’re doomed to pay thousands of dollars for car insurance each year. Luckily there are now options for “high risk” drivers, and Vern Fonk is the Pacific Northwest’s leader in finding the best insurance rates and policies for high risk drivers.

Vern Fonk specializes in helping high risk clients find the best policy for their lifestyle and budget. We can help you sort out your SR22 problems and get you back on the road.

Our expert car insurance agents in Washington and Oregon know all of the insurance laws and all of the different policies available to our customers like the back of their hands.  We’ll make sure you get a great policy that you can afford.

If you’ve been labeled “high risk” fear not, we’re here to help you! We specialize in the “high risk” auto insurance market and have many options we’d love to show you. You’ll be surprised how much money we can save you. Call or stop on by one of our Vern Fonk Auto Insurance Agencies across Washington or Oregon today!

Commercial Truck Insurance Made Easy

Many businesses in the Northwest rely on trucks for some aspect of their daily transactions. Whether your company uses trucks to deliver packages and goods or if you use it to move furniture or gear around, the truck your company uses is an important partof your business.

If your business uses any type of truck it is important you have the best truck insurance possible to keep your business running smoothly. Vern Fonk Insurance offers the best rates on Trucker Insurance in Washington and Oregon. We can help you keep your business running smoothly at all times.

Our expert commercial trucking insurance agents in Washington and Oregon can get you a fast free quote on:

  • Truck liability insurance
  • Dump Truck Insurance
  • Property Damage Coverage
  • General Liability Insurance
  • Motor Truck Cargo
  • Commercial Auto Insurance
  • Roadside Assistance coverage – Commercial

Our experts know the laws for trucking insurance in Washington and Oregon. We study them constantly and make sure our clients are properly covered. Common customers typically are:

  • Passenger carriers
  • Household goods movers
  • Common carriers
  • Solid waste companies

Call us today to see what type of commercial truck insurance your company should have, and how much coverage you’ll need. We’re ready to help you keep your business rolling along smoothly!

Small Accidents Can Equal Big Consequences

Every business, whether large or small, needs to have a good business insurance policy. Business insurance can help you from going out of business when you least expect it.

Accidents happen. There’s just no way around it. This is especially true at the workplace. No matter how many safety seminars yourself and your employees attend, things can and will go wrong at some time or another. Most of the time the accidents are relatively small and easy to fix, but sometimes they can turn out to be a lot larger than they started out as. Check out this workplace fail video we found:

Can you imagine the amount of money this accident cost the company, not to mention the cleanup after a mess like this? We pray they had a good insurance company to help them get back on track.

After purchasing a well rounded business insurance policy it is important to still practice and review basic safety principles. Holding regular safety meetings is something most successful businesses have in common, and it couldn’t hurt to have procedures in place for such accidents.