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Seahawks Celebrate

Unless you’ve been hiding under a rock, the past week has been all about the Seahawks Superbowl win. Seattle has been in full celebration mode after the Seahawks 43-8 victory over the Broncos last Sunday. An estimated 700,000 12th men came out for the parade on Wednesdays and bars have been filled every night this week. We all know how we’ve been celebrating the win, but how have the players celebrated their win?

Coach Pete Carroll told the players after the win to “reward themselves” for their hard work and enjoy their victory. Of course, this advice probably came along with some subtle warnings about staying out of trouble and not going overboard.

Seattle_SeahawksMost of the Seahawks took Pete’s advice and started planning their reported $92k Super Bowl Victory Bonus to celebrate. Ranging from expensive luxury vacations to jewelry, the players got creative.

Seahawk kicker, Steven Hauschka, plans to attend the World Cup games in Brazil as well as buying a new watch, while Michael Bennett wants to buy a surf board and chill out in Hawaii for a while. Other players want to go to Disneyland with their families or buy their children expensive gifts.

Michael Robinson, fullback, is thinking about purchasing a luxury vehicle to add to his collection. He said in the past he would’ve got more tattoos, but now he’s thinking about getting a new Audi A8. The Audi A8 is larger than other Audis and can run up to $110k.  No doubt he’ll pimp it out with custom aftermarket parts. He’ll have to add the car onto his existing auto insurance policy. Hopefully he has a good insurance agent that can find him a good rate with a multi car discount.

However they decide to celebrate, we’re proud of our Seahawks! Seattle has waited long enough for a championship. Seahawks and Seahawk fans, if you ever need auto insurance for your car or homeowner’s insurance for your home in Washington give Vern Fonk a call!

New Year Auto Insurance Tips

new yearIt’s a new year! Time to reflect on last year and make resolutions for the future. Your car insurance policy probably isn’t the first thing that comes to mind when making plans for your future, but we think it should be towards the top of your list to review. A thorough review of your car insurance policy can help save you hundreds each year on auto insurance premiums.

The first thing you should do is review your coverage amounts on your current auto insurance policy. Do you need to add more coverage or reduce coverage amounts somewhere else? Do you want to add towing coverage or rental car reimbursement if you don’t have it already? Small changes in these amounts can dramatically change the amount of money you’ll pay each month (or 6 months) and also keep you covered where you actually need it.

Take the time to try and find any car insurance discounts you may be eligible for but you’re not currently getting. Every year each car insurance company changes and adds new discount programs. Ask your agent if you qualify for any additional savings.

Are you liability limits high enough? Each state in the U.S. has a minimum requirement of a certain amount of liability coverage per policy, and it’s important to make sure you’re covered at least that amount.

Can you afford a higher or lower deductible? Changing your deductible amount up or down can also save you money on your insurance premium. If you can afford a larger deductible amount it may make sense to raise it. If you can’t afford your deductible if you were to get into a crash right now, it’s too high. Talk with an insurance agent in Washington or Oregon to see what deductible works best with your household budget.

Take the extra time (it shouldn’t take too long) to review your car insurance policy. If you need help, call an agent at Vern Fonk and we’d be happy to help you find a great auto insurance policy for the year 2014!

Insurance Discounts

There are discounts you may qualify for on all of your insurance policies.  Car insurance, homeowner’s insurance, business insurance, and more offer thousands of different types of discounts that you should try and cash in on. Find a good insurance policy at a cheap price isn’t as hard as it seems, you just have to ask about what discounts you may qualify for at the insurance company you are seeking.

Car Insurance
Car insurance companies offer many different discounts to their customers to help them lower their insurance premiums.  The most common types of discounts are: multi vehicle discounts, multi policy discounts, safety equipment discounts, low mileage discounts, good student discounts, and good driver discounts.  Offered discounts can vary from one company to the next as well as the dollar amount of which they can save you.  Ask an agent today about auto insurance discounts you may qualify for.

Home Insurance
Most people don’t know that there are discounts available on homeowner’s insurance policies as well.  Many people just pay the quoted price and think nothing of discounts. You can save a lot of money if you just ask if you qualify for other discounts.  The most common homeowner’s discounts include: multi policy discounts (bundling your home, car and life at one company), protective device discounts, newly renovated home discount, new home discount, and more! Ask a homeowner’s insurance agent today to see what discounts you may be missing on your policy.

Insurance discounts can save you a lot of money without sacrificing protection and coverages on your policy. As always, it’s important to speak with an experienced, expert insurance agent to see what discounts on insurance you qualify for and which policies fit your needs best.

Call a Vern Fonk Insurance Agency near you today to find the best car insurance, homeowner’s insurance, business insurance rates and more!


Crazy Car Insurance Discounts

Everyone knows that the way to saving money on your car insurance policy is to have a clean driving record, be involved in barely any accidents, drive a “safe” and sensible car, and not be a teenager! Did you know there are many other ways to save too?

Every car insurance company offers different types of discounts. These discounts can save you hundreds of dollars every year on your insurance premiums. Every company has different criteria to qualify for these discounts and some even offer special ones. The best thing you can do is ASK you agent if you qualify.

Here are some of the not so common types of auto insurance discounts you may qualify for:

Married Discounts
Did you know that if you are married or engaged you could save money on your car insurance premium?  Not every insurance company offers this discount, but it is available in 16 states.  Even if you are engaged, you may qualify if you are scheduled to get married within the next 12 months.

Smarty Pants Discount
Many people know that if you get good grades in school you can get discounts on car insurance.  Did you know that if you belong to the group Mensa, some insurance companies can give you an even better discount?  This group (Mensa) is for people with very high IQ scores, and it is home to only the top 98th percentile of the smart guys.

Facebook Discounts
Did you know that some insurance companies will offer you a discount on their rates if you “Like” them on Facebook?  Check with your insurance agent to see if you can qualify for this extremely easy money saving discount.

Early Coverage Discounts
Some insurance companies will give you a discount if you sign up for new coverage earlier than 7 days before your existing policy expires. This makes sure there are no gaps or lapses in coverage, and it is seen as a “responsible” attribute to car insurance companies.

As you can see, some of these discounts are things you would have never thought of.  As always, it is important to go over your car insurance policy with a qualified insurance agent to make sure you are getting the most bang for your buck.  Our insurance agents at Vern Fonk are trained to find you the best possible deals on car, home, motorcycle, business, and SR22 insurance, so call today!