Crazy Car Insurance Discounts

Car Insurance
July 07, 2013

Everyone knows that the way to saving money on your car insurance policy is to have a clean driving record, be involved in barely any accidents, drive a “safe” and sensible car, and not be a teenager! Did you know there are many other ways to save too?

Every car insurance company offers different types of discounts. These discounts can save you hundreds of dollars every year on your insurance premiums. Every company has different criteria to qualify for these discounts and some even offer special ones. The best thing you can do is ASK you agent if you qualify.

Here are some of the not so common types of auto insurance discounts you may qualify for:

Married Discounts
Did you know that if you are married or engaged you could save money on your car insurance premium?  Not every insurance company offers this discount, but it is available in 16 states.  Even if you are engaged, you may qualify if you are scheduled to get married within the next 12 months.

Smarty Pants Discount
Many people know that if you get good grades in school you can get discounts on car insurance.  Did you know that if you belong to the group Mensa, some insurance companies can give you an even better discount?  This group (Mensa) is for people with very high IQ scores, and it is home to only the top 98th percentile of the smart guys.

Facebook Discounts
Did you know that some insurance companies will offer you a discount on their rates if you “Like” them on Facebook?  Check with your insurance agent to see if you can qualify for this extremely easy money saving discount.

Early Coverage Discounts
Some insurance companies will give you a discount if you sign up for new coverage earlier than 7 days before your existing policy expires. This makes sure there are no gaps or lapses in coverage, and it is seen as a “responsible” attribute to car insurance companies.

As you can see, some of these discounts are things you would have never thought of.  As always, it is important to go over your car insurance policy with a qualified insurance agent to make sure you are getting the most bang for your buck.  Our insurance agents at Vern Fonk are trained to find you the best possible deals on car, home, motorcycle, business, and SR22 insurance, so call today!