A suspended license can have a serious negative impact on your life. A driver without a license may find that they have difficulty getting to work, caring for family, and simply handling day-to-day responsibilities. Given these challenges, most drivers will want to know how to get their driving privileges reinstated as soon as possible.
The following guide answers many of the common questions a driver may face after a license suspension.
There are a variety of reasons why your license can get suspended. Some examples include:
The timeline for getting your license reinstated varies significantly from state to state and the reason for the suspension. Regardless of the suspension term, you can do several things to expedite the process when the period ends.
Generally, SR-22 insurance is required for approximately three years, but this can vary based on the state and infraction. WalletHub provides a convenient chart, which outlines requirements and filing periods by state.
The filing period means the length of time required to hold continuous insurance coverage and maintain the SR-22 on file. Suppose you cancel your insurance coverage at any point within the term or let it lapse. In that case, your provider will contact the state, and your license will get suspended again.
Since the length of time to file SR-22 insurance varies, drivers can contact their state’s Department of Motor Vehicle to determine how long they need to meet the requirement.
It is important to note that an SR-22 bond will not automatically come off of your insurance policy. If your required term has ended, you should contact your insurance provider to let them know you no longer need to file an SR-22.
A license suspension can impact your insurance search in several ways.
While it is always easier to renew your existing policy, it may benefit you to contact different insurance providers after a license suspension. This will help you determine which insurance company will offer you the best rates.
Get ready to hit the road again with a car insurance policy from Vern Fonk. Start your free quote online, over the phone, or at one of our offices near you.
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