Categories: Car Insurance

Do Parking Tickets Affect Car Insurance Premiums?

This is a question many car insurance agents get.  The simple answer is no, unless you forget or neglect paying them.

Car insurance premiums are based mostly on risk. Numerous factors come into play for each auto insurance company to determine just how risky an individual may be.  Parking tickets aren’t necessarily considered “risky” infractions because they typically do not pose a threat to other drivers or property.  This is why parking tickets do not have a direct affect on how much you’ll have to pay for auto insurance.

Your insurance company will likely never pay for one of your parking violations, and you’ll have to deal with it out of pocket.  If you fail to pay your parking tickets over time though, it could indirectly hurt your chances of getting the best rates for car insurance.

If you fail to pay parking tickets there are many states that will suspend your license or registration.  Showing a suspended license or registration on your history could pose a threat to getting the lowest insurance premiums.  After your registration or license is suspended, if you choose to drive anyway and are caught, you’ll have to deal with even harsher consequences.

Long story short, pay your parking tickets in a timely manner!  If an insurance company or agent tells you they are going to charge you a high rate because of your past parking or non-moving violations, shop around!  Our agents are readily available to find you the best rate… period!

admin

Share
Published by
admin

Recent Posts

When Your Car Turns into an Ice Cube: Winter Auto Insurance Tips in Washington 

Picture this: You step outside, your car looks like a popsicle, and your driveway has…

1 day ago

When Your Business Wheels Need More Than Just a Tune-Up: Commercial Auto Insurance 101

Running a business in Washington can feel like trying to drive a stick shift uphill…

2 weeks ago

From Mount Rainier to the Sound: Insuring Your Trucking Business in Washington

Running a trucking outfit in Washington is like hauling a couch up Queen Anne Hill…

3 weeks ago

When Your Roof Starts Acting Like a Water Park: How Home Insurance Keeps Washington Homes Dry

If you live in Washington long enough, you develop a sixth sense for rain. You…

4 weeks ago

Is Your Teen Driver Covered? Why Adding Them to Your Auto Insurance Policy Is a Must

Few milestones in life strike as much fear into Washington parents as the words: "Mom,…

1 month ago

What Happens If You Leave Your Insurance Policy to Gather Dust?

When was the last time you looked at your insurance policy? Be honest. If the…

1 month ago