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Seattle Auto Insurance
Auto Insurance Seattle, WA

Vern Fonk is the place to go when you need auto insurance in the Pacific Northwest. We have helped thousands of Washington and Oregon residents find the right auto insurance for their personal needs and budget.  Our car insurance clients are continually satisfied and keep coming back. Our ability to find a great policy for just about everyone is an unmatched skill in the insurance industry.

Having the right car insurance to cover you in case you get in an accident can put your mind at ease as you drive through life.  You’ll know that a car accident won’t ruin your busy schedule or deplete your life savings.  Vern Fonk auto insurance will give you the assurance that you’ll be covered if something were to happen.

Vern Fonk Auto Insurance Options

Choosing the right type of auto insurance for you can get very confusing. Many drivers aren’t sure which type or types of insurance are available and which types will suit their driving needs the best. The insurance agents at Vern Fonk are certified and experienced with all types of car insurance policies and will be able to help you decide which policies will be best for your needs.

The types of coverage are:

  • Comprehensive
  • Collision
  • Personal Injury Protection
  • Bodily Injury Protection
  • Property Damage Reliability
  • Uninsured Motorist Bodily Injury
  • Uninsured Motorist Property Damage
  • Towing & Labor
  • Rental Car Reimbursement

All of these coverage options can be explained by our expert auto insurance agents, or you can look here for their definitions.


There are always discounts insurance companies offer, and it’s important to check with your agent to see which of these you may qualify for.  The most common types of car insurance discounts are the multi-policy discount, safe driver discount, stellar student discount, multi-car discount, and the senior discount.

State Laws for Insurance Coverage

It’s important to choose an insurance company who knows what the insurance laws are for the state you live in.  Vern Fonk’s car insurance experts study these laws diligently and always keep on top of any changes to make sure their customers will be covered according to the law if something were to happen.

Wasington State Minimums for Liability Coverage

In the state of Washington, a driver is required to have in their policy at least $25,000 for bodily injury for one person, $50,000 for all bodily injuries, and $10,000 for any property damage expenses.

Washington State Minimums for Uninsured/Underinsured Motorist

Many states require drivers to have uninsured or underinsured motorist coverage in their car insurance policy.  This would protect them incase someone who was not insured, or didn’t have enough coverage to cover the damages was at fault for the accident

Vern Fonk is a 2nd Generation company filled with experts in the auto insurance industry.  We are confident you will feel protected and satisfied when you choose Vern Fonk as your car insurance company.

Vern Fonk Insurance
Address: 10301 Aurora Ave N
Seattle, WA 98133
Phone: (206) 408-5098
Fax: (206) 632-3503
Available Insurance Products
Hours of Operation
08:30 AM TO 06:30 PM
08:30 AM TO 06:30 PM
08:30 AM TO 06:30 PM
08:30 AM TO 06:30 PM
08:30 AM TO 06:30 PM
09:00 AM TO 04:00 PM

For All Vern Fonk
Locations in WA & OR