{"id":5661,"date":"2026-07-18T02:43:59","date_gmt":"2026-07-18T09:43:59","guid":{"rendered":"https:\/\/www.vernfonk.com\/blog\/?p=5661"},"modified":"2026-07-18T02:44:01","modified_gmt":"2026-07-18T09:44:01","slug":"modern-car-technology","status":"publish","type":"post","link":"https:\/\/www.vernfonk.com\/blog\/car-insurance\/modern-car-technology\/","title":{"rendered":"Car Technology: You&#8217;re Basically Driving a Computer Now, Good Luck!\u00a0"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Key Takeaways&nbsp;<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>In the automotive world, today\u2019s vehicles are basically computers on four wheels, evolving far beyond their basic form thanks to advanced technology\u2014loaded with sensors, cameras, and software that not only keep you safe but also keep your insurance agent on their toes.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Advanced driver assistance systems like adaptive cruise control and automatic emergency braking help avoid crashes\u2014but when you do hit something, repairs can cost a pretty penny (and then some).\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Electric and connected cars come with fancy tech that can stretch out repair times and jack up parts costs, which means your insurance premiums might feel the pinch too.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Even a tiny fender-bender can knock out radar units, cameras, and bumpers packed with parking sensors, leading to repair bills that make you say, \u201cWait, what?!\u201d\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Vern Fonk Insurance, your friendly neighborhood independent agency, helps you navigate this tech jungle and find insurance rates that won\u2019t make your wallet cry\u2014especially if you\u2019re high-risk or need an SR-22.\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">An Overview of Modern Car Technology in the Automotive Industry&nbsp;<\/h2>\n\n\n\n<p>By 2026, most new cars sold in the U.S. are rolling tech hubs packed with cameras, radar sensors, and software dashboards that have transformed the car world. The industry is shifting toward Software-Defined Vehicles (SDVs) and electric powertrains, making your old 2005 sedan look like a horse and buggy. This change is driven by evolving consumer demands, regulations, and rapid tech advances.&nbsp;<\/p>\n\n\n\n<p>The automotive industry integrates AI, IoT, and 5G to boost connectivity and user experience. With 5G enabling high-speed, low-latency links for infotainment and smart city integration, cars have become smart devices on wheels.&nbsp;<\/p>\n\n\n\n<p>Imagine a 2005 sedan with simple electronics and a repair bill under $3,000 versus a 2026 model loaded with 10-20 cameras, radar units, and OLED touchscreens that can turn a fender-bender into a $10,000-$20,000 \u201coops\u201d moment due to sensor recalibration and costly OEM parts.&nbsp;<\/p>\n\n\n\n<p>Cars now get software updates like your phone, with brands offering on-demand features and subscriptions after purchase. Understanding these technologies is key, as they improve safety, automation, and connectivity. This tech revolution means drivers need to think differently when buying a new car and <a href=\"https:\/\/www.vernfonk.com\/auto-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">auto insurance.<\/a>&nbsp;<\/p>\n\n\n\n<p>This guide covers everything from advanced driver assistance systems to AI, electric vehicles, and connected-car data. Vern Fonk Insurance helps drivers understand how this tech affects claims, repair costs, and coverage.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">From Hardware to Software: How Cars Became Computers on Wheels&nbsp;<\/h2>\n\n\n\n<p>Cars have gone from mechanical marvels to high-tech gadgets on wheels. The software-defined vehicle trend means your car\u2019s brain is now software that controls everything\u2014from braking to infotainment systems\u2014and it gets updates over the air, just like your smartphone. Over-the-air (OTA) updates enable vehicles to receive software updates while parked, similar to smartphones, ensuring the vehicle&#8217;s software remains current without needing a visit to the dealership.&nbsp;<\/p>\n\n\n\n<p>Today\u2019s cars feature dozens of electronic control units (ECUs) communicating over high-speed networks, with OTA updates tweaking your car\u2019s behavior automatically. Seamless smartphone and cloud integration let drivers manage and monitor car functions remotely via apps, keeping them connected to their digital lives. These systems work together to create a safer, more connected driving experience. However, repairs require advanced diagnostic tools and longer shop time\u2014Washington repair shops report 20-40% longer repairs for these tech-heavy vehicles.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Advanced Driver Assistance Systems (ADAS) and Advanced Safety&nbsp;<\/h2>\n\n\n\n<p>ADAS tech is the superhero squad of car safety, helping drivers dodge crashes with features that are becoming standard even in non-luxury rides. With international regulations tightening and safety standards evolving, these safety systems are no longer optional\u2014they\u2019re must-haves. Stricter international regulations now mandate higher-tier safety suites, including automatic trigger features for lane-changing assistance and collision mitigation.&nbsp;<\/p>\n\n\n\n<p>Additionally, Advanced Driver Assistance Systems (ADAS) are transitioning from hands-free assist to eyes-off capabilities, marking a significant leap in car technology.&nbsp;<\/p>\n\n\n\n<p>While ADAS cuts crashes and injuries, fixing these systems after a collision can cost a bundle. Local drivers should know what their car\u2019s safety package includes because it impacts both risk and insurance claims.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Key ADAS Features That Affect Safety and Repairs&nbsp;<\/h3>\n\n\n\n<p>Here\u2019s the lowdown on key ADAS tech and its insurance impact:&nbsp;<\/p>\n\n\n\n<p><strong>Adaptive Cruise Control<\/strong>: Automatically adjusts speed to keep a safe distance from vehicles ahead. Radar unit repairs cost $1,200-$2,500 plus $800-$1,500 for calibration.&nbsp;<\/p>\n\n\n\n<p><strong>Automatic Emergency Braking<\/strong>: Uses sensors to detect vehicles and apply brakes automatically to prevent or reduce crashes. Sensor-packed bumpers cost about three times more to fix than older models.&nbsp;<\/p>\n\n\n\n<p><strong>Blind Spot Monitoring and Intervention<\/strong>: Alerts drivers to vehicles in blind spots and can brake or steer to avoid collisions. Radar modules require precise calibration after side or rear impacts.&nbsp;<\/p>\n\n\n\n<p><strong>Lane Departure and Lane Centering<\/strong>: Warns drivers drifting from lanes and helps keep the vehicle centered, especially on highways. Camera replacements and recalibrations can be costly.&nbsp;<\/p>\n\n\n\n<p>Other features like backup cameras, hill descent control, rear automatic braking, cross-traffic alerts, and automatic high beams also add to repair costs\u2014sometimes turning minor fender-benders into $4,000+ bills.&nbsp;<\/p>\n\n\n\n<p>These advanced safety systems protect drivers, passengers, and others on the road by reducing human error and accident risks.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Artificial Intelligence and Connected Car Features&nbsp;<\/h2>\n\n\n\n<p>AI is the brain behind your car\u2019s smarts, helping it see, react, and learn on the fly. From detecting drowsy drivers to stitching together camera views for parking, AI is everywhere.&nbsp;<\/p>\n\n\n\n<p>Driver Monitoring Systems use infrared cameras to spot when you\u2019re nodding off, while Occupant Monitoring Systems keep an eye on your passengers\u2014because your car wants to be your co-pilot (and your babysitter).&nbsp;<\/p>\n\n\n\n<p>Connected cars chat with the cloud, sharing data that can help with accident claims or even offer <a href=\"https:\/\/www.vernfonk.com\/blog\/car-insurance\/how-gen-z-is-changing-auto-insurance-industry\/\" target=\"_blank\" rel=\"noreferrer noopener\">usage-based insurance discounts favored by Gen Z drivers<\/a>. But beware: sharing is caring, and some drivers might find their rates creeping up if their driving habits aren\u2019t so great.&nbsp;<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/www.vernfonk.com\/blog\/wp-content\/uploads\/sites\/2\/2026\/07\/VF-car-technology-you-are-basically-driving-a-computer-now-good-luck-2.jpg\" alt=\"Child wearing a helmet and sunglasses plays with a driving simulator wheel, introducing car technology in a fun way.\" class=\"wp-image-5662\" style=\"width:678px;height:auto\" srcset=\"https:\/\/www.vernfonk.com\/blog\/wp-content\/uploads\/sites\/2\/2026\/07\/VF-car-technology-you-are-basically-driving-a-computer-now-good-luck-2.jpg 1000w, https:\/\/www.vernfonk.com\/blog\/wp-content\/uploads\/sites\/2\/2026\/07\/VF-car-technology-you-are-basically-driving-a-computer-now-good-luck-2-300x200.jpg 300w, https:\/\/www.vernfonk.com\/blog\/wp-content\/uploads\/sites\/2\/2026\/07\/VF-car-technology-you-are-basically-driving-a-computer-now-good-luck-2-768x512.jpg 768w, https:\/\/www.vernfonk.com\/blog\/wp-content\/uploads\/sites\/2\/2026\/07\/VF-car-technology-you-are-basically-driving-a-computer-now-good-luck-2-800x534.jpg 800w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure><\/div>\n\n\n<h2 class=\"wp-block-heading\">Electric Vehicles and High-Tech Powertrains&nbsp;<\/h2>\n\n\n\n<p>The PNW\u2019s love affair with EVs is real, with 18% of new sales in 2025 being electric. These cars pack powerful batteries, fast chargers, and software that manages everything from battery health to regenerative braking.&nbsp;<\/p>\n\n\n\n<p>But here\u2019s the catch: EV repairs can be pricey and take longer. A ding to the battery pack or charging port can mean a $15,000-$50,000 repair bill\u2014ouch! And don\u2019t forget, your vehicle\u2019s headlights and charging gear are also high-tech parts that can add to costs.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Sustainable and Eco-Friendly Options in Modern Cars&nbsp;<\/h2>\n\n\n\n<p>If you&#8217;re wondering whether going green with your next car is worth it, you might ask, &#8220;Will this save me money, or is it just hype?&#8221; The automotive industry is accelerating toward a greener future, and today&#8217;s vehicles are leading the way! Electric vehicles (EVs) and hybrids are going mainstream, thanks to advances in battery technology and pushes for lower emissions. Manufacturers now build BEVs, PHEVs, and traditional hybrids on shared platforms, boosting safety, fuel efficiency, and reducing your carbon footprint\u2014a win-win!&nbsp;<\/p>\n\n\n\n<p>But it\u2019s not just under the hood. Many cars feature interiors made from recycled plastics, plant-based leathers, and other sustainable materials, proving eco-friendly can also be stylish and comfortable. Who knew saving the planet could look this good? These innovations help you make choices better for Earth without sacrificing performance or modern features.&nbsp;<\/p>\n\n\n\n<p>Here\u2019s the kicker for your wallet: insurers notice, too! Some offer discounts or special coverage for EV and hybrid drivers, recognizing their advanced safety systems and lower emissions. If you\u2019re considering a <a href=\"https:\/\/www.vernfonk.com\/blog\/car-insurance\/green-vehicle-discounts-benefits-pnw\/\" target=\"_blank\" rel=\"noreferrer noopener\">green car<\/a>, ask your insurer about potential savings. You might be surprised how much green you save by going green!&nbsp;<\/p>\n\n\n\n<p>As demand for sustainable rides grows fast, the industry responds with more eco-friendly vehicles and smarter systems than ever. Whether it\u2019s an electric SUV or hybrid sedan with adaptive cruise control and automatic emergency braking, you\u2019ll find more ways to drive green\u2014and maybe save green on insurance, too. Now that\u2019s a sweet ride to the future!&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Digital Dashboards, Sensors, and Cameras: Why Repairs Cost More&nbsp;<\/h2>\n\n\n\n<p>Modern cars are loaded with sensors embedded in bumpers, mirrors, windshields, and even badges. Touchscreens have replaced traditional knobs, and a cracked display can cost more than your first car. Common costly components include radar modules, 360-degree cameras, head-up displays, and digital instrument clusters. After repairs, recalibrating these advanced systems can add 8 to 20 extra labor hours, increasing both repair costs and rental car expenses.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How High-Tech Car Features Impact Car Insurance&nbsp;<\/h2>\n\n\n\n<p>Advanced safety tech reduces crashes but raises repair costs, making car insurance a balancing act. Newer models with ADAS often carry 30-50% higher premiums for comprehensive and collision coverage, so it\u2019s important to compare options from the best car insurance companies\u2014those recognized for strong coverage and customer service\u2014to find the right fit for your tech-heavy vehicle.&nbsp;<\/p>\n\n\n\n<p>Rainy weather and traffic congestion don\u2019t help either, sometimes messing with sensors and leading to more claims. When choosing your next vehicle, selecting the right car with safety features that fit your needs and lifestyle can make a big difference in both protection and insurance costs, and habits like <a href=\"https:\/\/www.vernfonk.com\/blog\/car-insurance\/joys-of-carpooling\/\" target=\"_blank\" rel=\"noreferrer noopener\">sharing the ride through carpooling<\/a> can also reduce wear-and-tear and overall driving expenses.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Coverage Types and Limits for Tech-Heavy Vehicles&nbsp;<\/h3>\n\n\n\n<p>When insuring a tech-loaded vehicle, consider:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Comprehensive and Collision<\/strong>: Higher limits help cover those expensive sensors and dashboards.&nbsp;<\/li>\n\n\n\n<li><strong>Gap Coverage<\/strong>: Especially for EVs or leased cars that depreciate fast but cost a lot to fix.&nbsp;<\/li>\n\n\n\n<li><strong>Custom Equipment Coverage<\/strong>: For your fancy aftermarket gadgets.&nbsp;<\/li>\n\n\n\n<li><strong>Uninsured\/Underinsured Motorist<\/strong>: A must in todays driving environment, as it helps pay for medical bills and other expenses if you\u2019re hit by a driver with little or no insurance. Similar coverage requirements apply if you\u2019re wondering whether you <a href=\"https:\/\/www.vernfonk.com\/blog\/car-insurance\/insurance-to-register-car-oregon\/\" target=\"_blank\" rel=\"noreferrer noopener\">need insurance to register a car in Oregon<\/a>.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Getting the Right Auto Insurance Quote for a High-Tech Car&nbsp;<\/h2>\n\n\n\n<p>Before you shop for insurance, gather your car\u2019s details: year, make, model, ADAS features, and powertrain type. Disclose any aftermarket upgrades too, as several factors\u2014including your vehicle\u2019s technology, driving history, and location\u2014will influence your final premium.&nbsp;<\/p>\n\n\n\n<p>Honesty pays off\u2014some insurers offer discounts for safety tech, but high-risk or SR-22 drivers can still find competitive rates through independent agencies like Vern Fonk Insurance, whether you\u2019re insuring your own vehicle or exploring options to <a href=\"https:\/\/www.vernfonk.com\/blog\/car-insurance\/insure-someone-elses-car\/\" target=\"_blank\" rel=\"noreferrer noopener\">insure a car you don\u2019t own directly<\/a>.&nbsp;<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" width=\"1000\" height=\"563\" src=\"https:\/\/www.vernfonk.com\/blog\/wp-content\/uploads\/sites\/2\/2026\/07\/VF-car-technology-you-are-basically-driving-a-computer-now-good-luck-1.jpg\" alt=\"Two people laugh and enjoy the digital dashboard inside a modern car, showing how car technology can make the ride feel more interactive.\" class=\"wp-image-5663\" style=\"width:677px;height:auto\" srcset=\"https:\/\/www.vernfonk.com\/blog\/wp-content\/uploads\/sites\/2\/2026\/07\/VF-car-technology-you-are-basically-driving-a-computer-now-good-luck-1.jpg 1000w, https:\/\/www.vernfonk.com\/blog\/wp-content\/uploads\/sites\/2\/2026\/07\/VF-car-technology-you-are-basically-driving-a-computer-now-good-luck-1-300x169.jpg 300w, https:\/\/www.vernfonk.com\/blog\/wp-content\/uploads\/sites\/2\/2026\/07\/VF-car-technology-you-are-basically-driving-a-computer-now-good-luck-1-768x432.jpg 768w, https:\/\/www.vernfonk.com\/blog\/wp-content\/uploads\/sites\/2\/2026\/07\/VF-car-technology-you-are-basically-driving-a-computer-now-good-luck-1-800x450.jpg 800w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure><\/div>\n\n\n<h2 class=\"wp-block-heading\">The Future of Driving: What\u2019s Next for Cars as Computers?&nbsp;<\/h2>\n\n\n\n<p>Buckle up\u2014the future of driving is speeding toward us faster than you can say &#8220;flying car,&#8221; packed with tech that would make even the Jetsons say, &#8220;whoa!&#8221; Today\u2019s cars are basically rolling computers with wheels. Adaptive cruise control and automatic emergency braking are now standard in many vehicles\u2014but that\u2019s just the beginning.&nbsp;<\/p>\n\n\n\n<p>Artificial intelligence is taking the wheel, powering driver monitoring systems that check if you\u2019re alert and adjusting your car\u2019s speed or steering to keep you safe. The latest automotive tech includes augmented reality head-up displays that project navigation and hazard alerts right on your windshield\u2014like a personal assistant making the road ahead clear.&nbsp;<\/p>\n\n\n\n<p>Connectivity is transforming how we drive, with wireless charging, voice-activated entertainment, and real-time traffic sign recognition keeping you informed without distraction. Plus, solid-state batteries promise faster charging and longer range for electric vehicles\u2014exciting advancements ahead!&nbsp;<\/p>\n\n\n\n<p>As innovations roll out, expect more self-driving cars, smarter safety features, and advanced systems making driving safer, easier, and more enjoyable. For drivers and insurers alike, staying current on technology trends and coverage options is key. Whether shopping for your next ride or just curious, these innovations will shape the future of driving.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Get Affordable Auto Insurance for Your High-Tech Vehicle&nbsp;<\/h2>\n\n\n\n<p>Driving a vehicle packed with advanced safety features, sensors, cameras, and cutting-edge technology can make the road safer\u2014but it can also make repairs and insurance more complicated. Whether you drive a new EV, a vehicle with ADAS features, or a connected car loaded with the latest tech, having the right coverage matters.&nbsp;<\/p>\n\n\n\n<p>At Vern Fonk Insurance, we&#8217;re here to help drivers find affordable auto insurance that fits their vehicle and budget. Our independent agents can compare rates from multiple carriers, explain your coverage options, and help you protect your investment without overpaying.&nbsp;<\/p>\n\n\n\n<p>Ready to find the right coverage for your tech-savvy ride? Call Vern Fonk Insurance at <a href=\"tel:(800) 455-8276\" target=\"_blank\" rel=\"noreferrer noopener\">(800) 455-8276<\/a>, get a <a href=\"https:\/\/www.vernfonk.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">fast online quote<\/a>, or <a href=\"https:\/\/www.vernfonk.com\/locations\/\" target=\"_blank\" rel=\"noreferrer noopener\">visit a local office<\/a> today.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">FAQ: Car Technology and Insurance&nbsp;<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Do advanced safety features always lower my car insurance premium?&nbsp;<\/h3>\n\n\n\n<p>Not always. While these features can reduce accidents, the cost to fix them can offset discounts. It\u2019s like getting a fancy security system that\u2019s expensive to repair if it breaks.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Are electric vehicles more expensive to insure than gas cars?&nbsp;<\/h3>\n\n\n\n<p>Often yes, thanks to pricey batteries and repair costs. But it depends on the model and your driving habits. Get a quote before you buy to avoid surprises.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Can I use any body shop if my car\u2019s sensors and cameras are damaged?&nbsp;<\/h3>\n\n\n\n<p>Not really. Your car needs shops with special tools to recalibrate sensors properly. Otherwise, your fancy safety features might not work right after repairs.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Will using my car\u2019s built-in Wi-Fi or apps affect my insurance rate?&nbsp;<\/h3>\n\n\n\n<p>Just having Wi-Fi won\u2019t, but if you enroll in usage-based insurance programs that track driving, your habits could impact your rate.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Do I need extra coverage for aftermarket tech like dash cams or custom infotainment?&nbsp;<\/h3>\n\n\n\n<p>Probably. Standard policies may not cover expensive add-ons fully. Let your insurer know about upgrades to get proper coverage.&nbsp;<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-vivid-red-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/rate.vernfonk.com\/\" target=\"_blank\" rel=\"noopener\">Get a Quote<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-vivid-red-background-color has-text-color has-background has-link-color wp-element-button\" href=\"tel:1-800-455-8276\">Call Us<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-vivid-red-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/www.vernfonk.com\/locations\/\">Find Your Office<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Key Takeaways&nbsp; An Overview of Modern Car Technology in the Automotive Industry&nbsp; By 2026, most new cars sold in the U.S. are rolling tech hubs packed with cameras, radar sensors, and software dashboards that have transformed the car world. The industry is shifting toward Software-Defined Vehicles (SDVs) and electric powertrains, making your old 2005 sedan [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5665,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[31],"tags":[],"class_list":["post-5661","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-insurance"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/posts\/5661","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/comments?post=5661"}],"version-history":[{"count":1,"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/posts\/5661\/revisions"}],"predecessor-version":[{"id":5666,"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/posts\/5661\/revisions\/5666"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/media\/5665"}],"wp:attachment":[{"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/media?parent=5661"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/categories?post=5661"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/tags?post=5661"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}