If It Can Go Wrong, It Probably Will \u2014 So Let’s Be Ready<\/strong> <\/h2>\n\n\n\nYou might be thinking, “Nah, I’ve got this. I run a tight ship.” But even the tightest ships hit icebergs (or at least a surprise lawsuit). Business insurance in Washington isn’t just about playing it safe. It’s about being smart when weird stuff happens, which, let’s be honest, it will. So, does your small business really need insurance<\/a>? The answer is: Yup, Murphy says so. <\/p>\n\n\n\nWhat Kind of Insurance Does Your Washington Business Need?<\/strong> <\/h2>\n\n\n\nMurphy doesn’t discriminate. He doesn’t care if you’re running a taco truck in Tacoma or a flower shop in Spokane. Pipes burst. Employees slip. A customer might decide your “World’s Best Coffee” sign was false advertising. When things go sideways, business insurance in WA helps you land on your feet instead of flat on your wallet. Here’s exactly what you need. <\/p>\n\n\n\n
General Liability Insurance<\/strong> <\/h3>\n\n\n\nThis is the big one. Someone trips in your shop? You’re covered. Accidentally damage a customer’s property? Covered. It doesn’t stop people from suing, but it helps cover your butt when they do. It’s the absolute baseline. <\/p>\n\n\n\n
Workers’ Compensation Insurance<\/strong> <\/h3>\n\n\n\nRequired in Washington if you have employees. Say someone strains their back lifting a box of kombucha. This helps pay for medical costs and lost wages, and it keeps you from footing the bill yourself. Small business coverage options can vary, so be sure to talk to your agent! <\/p>\n\n\n\n
Professional Liability Insurance<\/strong> <\/h3>\n\n\n\nYou’re a web designer, and a typo crashes your client’s whole site. Or you’re an accountant, and you mess up some math. This covers you when your services don’t go exactly as planned and can help with claims beyond what general liability insurance in Washington might typically cover, depending on the type of company you’re operating. <\/p>\n\n\n
\n![\"Businessman](\"https:\/\/www.vernfonk.com\/blog\/wp-content\/uploads\/sites\/2\/2025\/06\/vf-why-washington-businesses-need-insurance-2.jpg\")
<\/figure><\/div>\n\n\nCommercial Property Insurance<\/strong> <\/h3>\n\n\n\nFire, theft, wind, rogue raccoons, whatever damages your business property, this helps you repair or replace it. Bonus: It usually covers equipment and inventory, too. You might also need a more specialized product if you happen to operate a trucking business. A key question that’s often asked of agents is: “How many vehicles does my business need before I shop for fleet insurance<\/a>?” <\/p>\n\n\n\nReal Risks Washington Businesses Deal with Every Day<\/strong>\u00a0<\/h2>\n\n\n\nRunning a business in the Evergreen State isn’t all flannel and food trucks. Whether you’re in Seattle or Walla Walla, business owners face risks that can cost a lot unless you’ve got Washington business protection backing you up. Here are a few real things that happen more often than you’d think: <\/p>\n\n\n\n
\n- Slip-and-falls on wet floors (because, of course, it’s raining)\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Fires from old wiring in charming historic buildings\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Break-ins after hours\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Lawsuits from unhappy customers or clients\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Flooding from clogged gutters or just way too much rain\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Delivery van accidents during your lunch rush\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Equipment breakdowns at the worst possible moment\u00a0<\/li>\n<\/ul>\n\n\n\n
Emerging Trends in Business Insurance for 2025<\/strong> <\/h2>\n\n\n\nWhy do businesses need insurance? Well, it’s actually not too complicated \u2014 a lot of new things are happening in the world, and your company needs the right protection to handle its operations. After all, policies aren’t just paperwork anymore. They’re catching up with the times, and that’s good news. Here are some of the biggest trends in business insurance for 2025. <\/p>\n\n\n\n
Digital Transformation and Its Impact on Insurance<\/strong> <\/h3>\n\n\n\nSnap a photo, upload a claim, done. Some insurers even use drones (yes, drones) for damage assessments. From food trucks to tech startups<\/a>, your policy needs to keep up with the digital transformation that’s happening all over the economy, especially if you operate in the high-tech sector. <\/p>\n\n\n\nClimate Change Considerations<\/strong> <\/h3>\n\n\n\nWith more extreme weather events, insurers are adding options to help cover things like wildfires and floods. This is especially important in the Pacific Northwest, where the weather sometimes forgets it’s not in a disaster movie. This may also have indirect effects on premiums, since underwriters now have to price in more risk<\/em>. <\/p>\n\n\n\nPersonalized Coverage Options<\/strong> <\/h3>\n\n\n\nSmall businesses in WA are getting more tailored options. If you’re a solo massage therapist, you don’t need the same coverage as someone with a delivery fleet. Insurance is starting to figure that out. And you can definitely save some money this way by talking to your agent. <\/p>\n\n\n\n
Don’t Let Murphy Win \u2014 Protect Your Business with Vern Fonk<\/strong>\u00a0<\/h2>\n\n\n\nLook, bad stuff happens. You can’t stop it all, but you can be ready for it. Whether you’re a dog groomer in Bellevue, a tattoo artist in Spokane, or selling coffee in Olympia, small business insurance in WA is your safety net. Let the tech bros gamble with Bitcoin. You’ve got enough on your plate. Get protection for your company that works for you, from a team that knows the PNW \u2014 and that’s us, the folks at Vern Fonk. <\/p>\n\n\n\n
To get started, give us a call at (800) 455-8276<\/a>, visit one of our offices<\/a> in your neck of the woods, or get a quote online<\/a>! <\/p>\n\n\n\n<\/div>\n\n\n\n
What Kind of Insurance Does Your Washington Business Need?<\/strong> <\/h2>\n\n\n\nMurphy doesn’t discriminate. He doesn’t care if you’re running a taco truck in Tacoma or a flower shop in Spokane. Pipes burst. Employees slip. A customer might decide your “World’s Best Coffee” sign was false advertising. When things go sideways, business insurance in WA helps you land on your feet instead of flat on your wallet. Here’s exactly what you need. <\/p>\n\n\n\n
General Liability Insurance<\/strong> <\/h3>\n\n\n\nThis is the big one. Someone trips in your shop? You’re covered. Accidentally damage a customer’s property? Covered. It doesn’t stop people from suing, but it helps cover your butt when they do. It’s the absolute baseline. <\/p>\n\n\n\n
Workers’ Compensation Insurance<\/strong> <\/h3>\n\n\n\nRequired in Washington if you have employees. Say someone strains their back lifting a box of kombucha. This helps pay for medical costs and lost wages, and it keeps you from footing the bill yourself. Small business coverage options can vary, so be sure to talk to your agent! <\/p>\n\n\n\n
Professional Liability Insurance<\/strong> <\/h3>\n\n\n\nYou’re a web designer, and a typo crashes your client’s whole site. Or you’re an accountant, and you mess up some math. This covers you when your services don’t go exactly as planned and can help with claims beyond what general liability insurance in Washington might typically cover, depending on the type of company you’re operating. <\/p>\n\n\n
\n<\/figure><\/div>\n\n\nCommercial Property Insurance<\/strong> <\/h3>\n\n\n\nFire, theft, wind, rogue raccoons, whatever damages your business property, this helps you repair or replace it. Bonus: It usually covers equipment and inventory, too. You might also need a more specialized product if you happen to operate a trucking business. A key question that’s often asked of agents is: “How many vehicles does my business need before I shop for fleet insurance<\/a>?” <\/p>\n\n\n\nReal Risks Washington Businesses Deal with Every Day<\/strong>\u00a0<\/h2>\n\n\n\nRunning a business in the Evergreen State isn’t all flannel and food trucks. Whether you’re in Seattle or Walla Walla, business owners face risks that can cost a lot unless you’ve got Washington business protection backing you up. Here are a few real things that happen more often than you’d think: <\/p>\n\n\n\n
\n- Slip-and-falls on wet floors (because, of course, it’s raining)\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Fires from old wiring in charming historic buildings\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Break-ins after hours\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Lawsuits from unhappy customers or clients\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Flooding from clogged gutters or just way too much rain\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Delivery van accidents during your lunch rush\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Equipment breakdowns at the worst possible moment\u00a0<\/li>\n<\/ul>\n\n\n\n
Emerging Trends in Business Insurance for 2025<\/strong> <\/h2>\n\n\n\nWhy do businesses need insurance? Well, it’s actually not too complicated \u2014 a lot of new things are happening in the world, and your company needs the right protection to handle its operations. After all, policies aren’t just paperwork anymore. They’re catching up with the times, and that’s good news. Here are some of the biggest trends in business insurance for 2025. <\/p>\n\n\n\n
Digital Transformation and Its Impact on Insurance<\/strong> <\/h3>\n\n\n\nSnap a photo, upload a claim, done. Some insurers even use drones (yes, drones) for damage assessments. From food trucks to tech startups<\/a>, your policy needs to keep up with the digital transformation that’s happening all over the economy, especially if you operate in the high-tech sector. <\/p>\n\n\n\nClimate Change Considerations<\/strong> <\/h3>\n\n\n\nWith more extreme weather events, insurers are adding options to help cover things like wildfires and floods. This is especially important in the Pacific Northwest, where the weather sometimes forgets it’s not in a disaster movie. This may also have indirect effects on premiums, since underwriters now have to price in more risk<\/em>. <\/p>\n\n\n\nPersonalized Coverage Options<\/strong> <\/h3>\n\n\n\nSmall businesses in WA are getting more tailored options. If you’re a solo massage therapist, you don’t need the same coverage as someone with a delivery fleet. Insurance is starting to figure that out. And you can definitely save some money this way by talking to your agent. <\/p>\n\n\n\n
Don’t Let Murphy Win \u2014 Protect Your Business with Vern Fonk<\/strong>\u00a0<\/h2>\n\n\n\nLook, bad stuff happens. You can’t stop it all, but you can be ready for it. Whether you’re a dog groomer in Bellevue, a tattoo artist in Spokane, or selling coffee in Olympia, small business insurance in WA is your safety net. Let the tech bros gamble with Bitcoin. You’ve got enough on your plate. Get protection for your company that works for you, from a team that knows the PNW \u2014 and that’s us, the folks at Vern Fonk. <\/p>\n\n\n\n
To get started, give us a call at (800) 455-8276<\/a>, visit one of our offices<\/a> in your neck of the woods, or get a quote online<\/a>! <\/p>\n\n\n\n<\/div>\n\n\n\n
This is the big one. Someone trips in your shop? You’re covered. Accidentally damage a customer’s property? Covered. It doesn’t stop people from suing, but it helps cover your butt when they do. It’s the absolute baseline. <\/p>\n\n\n\n
Workers’ Compensation Insurance<\/strong> <\/h3>\n\n\n\nRequired in Washington if you have employees. Say someone strains their back lifting a box of kombucha. This helps pay for medical costs and lost wages, and it keeps you from footing the bill yourself. Small business coverage options can vary, so be sure to talk to your agent! <\/p>\n\n\n\n
Professional Liability Insurance<\/strong> <\/h3>\n\n\n\nYou’re a web designer, and a typo crashes your client’s whole site. Or you’re an accountant, and you mess up some math. This covers you when your services don’t go exactly as planned and can help with claims beyond what general liability insurance in Washington might typically cover, depending on the type of company you’re operating. <\/p>\n\n\n
\n<\/figure><\/div>\n\n\nCommercial Property Insurance<\/strong> <\/h3>\n\n\n\nFire, theft, wind, rogue raccoons, whatever damages your business property, this helps you repair or replace it. Bonus: It usually covers equipment and inventory, too. You might also need a more specialized product if you happen to operate a trucking business. A key question that’s often asked of agents is: “How many vehicles does my business need before I shop for fleet insurance<\/a>?” <\/p>\n\n\n\nReal Risks Washington Businesses Deal with Every Day<\/strong>\u00a0<\/h2>\n\n\n\nRunning a business in the Evergreen State isn’t all flannel and food trucks. Whether you’re in Seattle or Walla Walla, business owners face risks that can cost a lot unless you’ve got Washington business protection backing you up. Here are a few real things that happen more often than you’d think: <\/p>\n\n\n\n
\n- Slip-and-falls on wet floors (because, of course, it’s raining)\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Fires from old wiring in charming historic buildings\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Break-ins after hours\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Lawsuits from unhappy customers or clients\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Flooding from clogged gutters or just way too much rain\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Delivery van accidents during your lunch rush\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Equipment breakdowns at the worst possible moment\u00a0<\/li>\n<\/ul>\n\n\n\n
Emerging Trends in Business Insurance for 2025<\/strong> <\/h2>\n\n\n\nWhy do businesses need insurance? Well, it’s actually not too complicated \u2014 a lot of new things are happening in the world, and your company needs the right protection to handle its operations. After all, policies aren’t just paperwork anymore. They’re catching up with the times, and that’s good news. Here are some of the biggest trends in business insurance for 2025. <\/p>\n\n\n\n
Digital Transformation and Its Impact on Insurance<\/strong> <\/h3>\n\n\n\nSnap a photo, upload a claim, done. Some insurers even use drones (yes, drones) for damage assessments. From food trucks to tech startups<\/a>, your policy needs to keep up with the digital transformation that’s happening all over the economy, especially if you operate in the high-tech sector. <\/p>\n\n\n\nClimate Change Considerations<\/strong> <\/h3>\n\n\n\nWith more extreme weather events, insurers are adding options to help cover things like wildfires and floods. This is especially important in the Pacific Northwest, where the weather sometimes forgets it’s not in a disaster movie. This may also have indirect effects on premiums, since underwriters now have to price in more risk<\/em>. <\/p>\n\n\n\nPersonalized Coverage Options<\/strong> <\/h3>\n\n\n\nSmall businesses in WA are getting more tailored options. If you’re a solo massage therapist, you don’t need the same coverage as someone with a delivery fleet. Insurance is starting to figure that out. And you can definitely save some money this way by talking to your agent. <\/p>\n\n\n\n
Don’t Let Murphy Win \u2014 Protect Your Business with Vern Fonk<\/strong>\u00a0<\/h2>\n\n\n\nLook, bad stuff happens. You can’t stop it all, but you can be ready for it. Whether you’re a dog groomer in Bellevue, a tattoo artist in Spokane, or selling coffee in Olympia, small business insurance in WA is your safety net. Let the tech bros gamble with Bitcoin. You’ve got enough on your plate. Get protection for your company that works for you, from a team that knows the PNW \u2014 and that’s us, the folks at Vern Fonk. <\/p>\n\n\n\n
To get started, give us a call at (800) 455-8276<\/a>, visit one of our offices<\/a> in your neck of the woods, or get a quote online<\/a>! <\/p>\n\n\n\n<\/div>\n\n\n\n
You’re a web designer, and a typo crashes your client’s whole site. Or you’re an accountant, and you mess up some math. This covers you when your services don’t go exactly as planned and can help with claims beyond what general liability insurance in Washington might typically cover, depending on the type of company you’re operating. <\/p>\n\n\n
<\/figure><\/div>\n\n\nCommercial Property Insurance<\/strong> <\/h3>\n\n\n\nFire, theft, wind, rogue raccoons, whatever damages your business property, this helps you repair or replace it. Bonus: It usually covers equipment and inventory, too. You might also need a more specialized product if you happen to operate a trucking business. A key question that’s often asked of agents is: “How many vehicles does my business need before I shop for fleet insurance<\/a>?” <\/p>\n\n\n\nReal Risks Washington Businesses Deal with Every Day<\/strong>\u00a0<\/h2>\n\n\n\nRunning a business in the Evergreen State isn’t all flannel and food trucks. Whether you’re in Seattle or Walla Walla, business owners face risks that can cost a lot unless you’ve got Washington business protection backing you up. Here are a few real things that happen more often than you’d think: <\/p>\n\n\n\n
\n- Slip-and-falls on wet floors (because, of course, it’s raining)\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Fires from old wiring in charming historic buildings\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Break-ins after hours\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Lawsuits from unhappy customers or clients\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Flooding from clogged gutters or just way too much rain\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Delivery van accidents during your lunch rush\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Equipment breakdowns at the worst possible moment\u00a0<\/li>\n<\/ul>\n\n\n\n
Emerging Trends in Business Insurance for 2025<\/strong> <\/h2>\n\n\n\nWhy do businesses need insurance? Well, it’s actually not too complicated \u2014 a lot of new things are happening in the world, and your company needs the right protection to handle its operations. After all, policies aren’t just paperwork anymore. They’re catching up with the times, and that’s good news. Here are some of the biggest trends in business insurance for 2025. <\/p>\n\n\n\n
Digital Transformation and Its Impact on Insurance<\/strong> <\/h3>\n\n\n\nSnap a photo, upload a claim, done. Some insurers even use drones (yes, drones) for damage assessments. From food trucks to tech startups<\/a>, your policy needs to keep up with the digital transformation that’s happening all over the economy, especially if you operate in the high-tech sector. <\/p>\n\n\n\nClimate Change Considerations<\/strong> <\/h3>\n\n\n\nWith more extreme weather events, insurers are adding options to help cover things like wildfires and floods. This is especially important in the Pacific Northwest, where the weather sometimes forgets it’s not in a disaster movie. This may also have indirect effects on premiums, since underwriters now have to price in more risk<\/em>. <\/p>\n\n\n\nPersonalized Coverage Options<\/strong> <\/h3>\n\n\n\nSmall businesses in WA are getting more tailored options. If you’re a solo massage therapist, you don’t need the same coverage as someone with a delivery fleet. Insurance is starting to figure that out. And you can definitely save some money this way by talking to your agent. <\/p>\n\n\n\n
Don’t Let Murphy Win \u2014 Protect Your Business with Vern Fonk<\/strong>\u00a0<\/h2>\n\n\n\nLook, bad stuff happens. You can’t stop it all, but you can be ready for it. Whether you’re a dog groomer in Bellevue, a tattoo artist in Spokane, or selling coffee in Olympia, small business insurance in WA is your safety net. Let the tech bros gamble with Bitcoin. You’ve got enough on your plate. Get protection for your company that works for you, from a team that knows the PNW \u2014 and that’s us, the folks at Vern Fonk. <\/p>\n\n\n\n
To get started, give us a call at (800) 455-8276<\/a>, visit one of our offices<\/a> in your neck of the woods, or get a quote online<\/a>! <\/p>\n\n\n\n<\/div>\n\n\n\n
Real Risks Washington Businesses Deal with Every Day<\/strong>\u00a0<\/h2>\n\n\n\nRunning a business in the Evergreen State isn’t all flannel and food trucks. Whether you’re in Seattle or Walla Walla, business owners face risks that can cost a lot unless you’ve got Washington business protection backing you up. Here are a few real things that happen more often than you’d think: <\/p>\n\n\n\n
\n- Slip-and-falls on wet floors (because, of course, it’s raining)\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Fires from old wiring in charming historic buildings\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Break-ins after hours\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Lawsuits from unhappy customers or clients\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Flooding from clogged gutters or just way too much rain\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Delivery van accidents during your lunch rush\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Equipment breakdowns at the worst possible moment\u00a0<\/li>\n<\/ul>\n\n\n\n
Emerging Trends in Business Insurance for 2025<\/strong> <\/h2>\n\n\n\nWhy do businesses need insurance? Well, it’s actually not too complicated \u2014 a lot of new things are happening in the world, and your company needs the right protection to handle its operations. After all, policies aren’t just paperwork anymore. They’re catching up with the times, and that’s good news. Here are some of the biggest trends in business insurance for 2025. <\/p>\n\n\n\n
Digital Transformation and Its Impact on Insurance<\/strong> <\/h3>\n\n\n\nSnap a photo, upload a claim, done. Some insurers even use drones (yes, drones) for damage assessments. From food trucks to tech startups<\/a>, your policy needs to keep up with the digital transformation that’s happening all over the economy, especially if you operate in the high-tech sector. <\/p>\n\n\n\nClimate Change Considerations<\/strong> <\/h3>\n\n\n\nWith more extreme weather events, insurers are adding options to help cover things like wildfires and floods. This is especially important in the Pacific Northwest, where the weather sometimes forgets it’s not in a disaster movie. This may also have indirect effects on premiums, since underwriters now have to price in more risk<\/em>. <\/p>\n\n\n\nPersonalized Coverage Options<\/strong> <\/h3>\n\n\n\nSmall businesses in WA are getting more tailored options. If you’re a solo massage therapist, you don’t need the same coverage as someone with a delivery fleet. Insurance is starting to figure that out. And you can definitely save some money this way by talking to your agent. <\/p>\n\n\n\n
Don’t Let Murphy Win \u2014 Protect Your Business with Vern Fonk<\/strong>\u00a0<\/h2>\n\n\n\nLook, bad stuff happens. You can’t stop it all, but you can be ready for it. Whether you’re a dog groomer in Bellevue, a tattoo artist in Spokane, or selling coffee in Olympia, small business insurance in WA is your safety net. Let the tech bros gamble with Bitcoin. You’ve got enough on your plate. Get protection for your company that works for you, from a team that knows the PNW \u2014 and that’s us, the folks at Vern Fonk. <\/p>\n\n\n\n
To get started, give us a call at (800) 455-8276<\/a>, visit one of our offices<\/a> in your neck of the woods, or get a quote online<\/a>! <\/p>\n\n\n\n<\/div>\n\n\n\n
- \n
- Fires from old wiring in charming historic buildings\u00a0<\/li>\n<\/ul>\n\n\n\n
- \n
- Break-ins after hours\u00a0<\/li>\n<\/ul>\n\n\n\n
- \n
- Lawsuits from unhappy customers or clients\u00a0<\/li>\n<\/ul>\n\n\n\n
- \n
- Flooding from clogged gutters or just way too much rain\u00a0<\/li>\n<\/ul>\n\n\n\n
- \n
- Delivery van accidents during your lunch rush\u00a0<\/li>\n<\/ul>\n\n\n\n
- \n
- Equipment breakdowns at the worst possible moment\u00a0<\/li>\n<\/ul>\n\n\n\n
Emerging Trends in Business Insurance for 2025<\/strong> <\/h2>\n\n\n\n
Why do businesses need insurance? Well, it’s actually not too complicated \u2014 a lot of new things are happening in the world, and your company needs the right protection to handle its operations. After all, policies aren’t just paperwork anymore. They’re catching up with the times, and that’s good news. Here are some of the biggest trends in business insurance for 2025. <\/p>\n\n\n\n
Digital Transformation and Its Impact on Insurance<\/strong> <\/h3>\n\n\n\n
Snap a photo, upload a claim, done. Some insurers even use drones (yes, drones) for damage assessments. From food trucks to tech startups<\/a>, your policy needs to keep up with the digital transformation that’s happening all over the economy, especially if you operate in the high-tech sector. <\/p>\n\n\n\n
Climate Change Considerations<\/strong> <\/h3>\n\n\n\n
With more extreme weather events, insurers are adding options to help cover things like wildfires and floods. This is especially important in the Pacific Northwest, where the weather sometimes forgets it’s not in a disaster movie. This may also have indirect effects on premiums, since underwriters now have to price in more risk<\/em>. <\/p>\n\n\n\n
Personalized Coverage Options<\/strong> <\/h3>\n\n\n\n
Small businesses in WA are getting more tailored options. If you’re a solo massage therapist, you don’t need the same coverage as someone with a delivery fleet. Insurance is starting to figure that out. And you can definitely save some money this way by talking to your agent. <\/p>\n\n\n\n
Don’t Let Murphy Win \u2014 Protect Your Business with Vern Fonk<\/strong>\u00a0<\/h2>\n\n\n\n
Look, bad stuff happens. You can’t stop it all, but you can be ready for it. Whether you’re a dog groomer in Bellevue, a tattoo artist in Spokane, or selling coffee in Olympia, small business insurance in WA is your safety net. Let the tech bros gamble with Bitcoin. You’ve got enough on your plate. Get protection for your company that works for you, from a team that knows the PNW \u2014 and that’s us, the folks at Vern Fonk. <\/p>\n\n\n\n
To get started, give us a call at (800) 455-8276<\/a>, visit one of our offices<\/a> in your neck of the woods, or get a quote online<\/a>! <\/p>\n\n\n\n
<\/div>\n\n\n\n
- Equipment breakdowns at the worst possible moment\u00a0<\/li>\n<\/ul>\n\n\n\n
- Delivery van accidents during your lunch rush\u00a0<\/li>\n<\/ul>\n\n\n\n
- Flooding from clogged gutters or just way too much rain\u00a0<\/li>\n<\/ul>\n\n\n\n
- Lawsuits from unhappy customers or clients\u00a0<\/li>\n<\/ul>\n\n\n\n
- Break-ins after hours\u00a0<\/li>\n<\/ul>\n\n\n\n