How Can I Take Advantage of Oregon Car Insurance Discounts?\u00a0<\/h2>\n\n\n\n
They\u2019re not always obvious, but there are several discount opportunities for Oregon drivers out there. The savvy customer could save by bundling car and homeowners insurance, installing anti-theft devices, and taking advantage of several other programs. <\/p>\n\n\n\n
As in most states, you can\u2019t simply negotiate for better rates with your car insurance agent. That\u2019s because each state\u2019s insurance commission sets the rates<\/a> that insurance companies can charge. But the loophole is that most insurers have multiple discount programs customers might qualify for if they ask. If you do qualify, the savings can be considerable. <\/p>\n\n\n\n You should be aware of every single qualifying discount for you or other licensed members of your family. That can include the following actions: <\/p>\n\n\n\n Bundle your homeowners and car insurance.<\/strong> If you own your home, tell us which insurance company handles your homeowners insurance. Many of the leading companies that offer both car insurance and homeowners coverage are eager to grant discounts for customers who carry both lines. It\u2019s definitely worth checking out. <\/p>\n\n\n\n Take advantage of multiple vehicle discounts.<\/strong> This works very much like bundling car and home coverage. In this case, an auto insurer who\u2019s already doing business with you will grant discounts to increase that level of business. For one example of how this could be a very valuable discount, think about your teenagers becoming licensed drivers. <\/p>\n\n\n\n Install an anti-theft device.<\/strong> Car owners with such theft-discouraging technologies<\/a> as GPS tracking devices and electronic vehicle recovery devices can pay less for their car insurance. Anything you can do to make it less likely that your car will be stolen reduces the risk of your insurance company having to pay out for that loss. Many pass some of that savings along to the customer in the form of discounted rates. <\/p>\n\n\n\n Drive less, pay less.<\/strong> It makes perfect sense when you think about it. The less time your vehicle spends on the roads, the less the likelihood of the driver getting into an accident. Therefore, drivers who drive less on an annual basis pay less for their coverage. If you live in a small town, are retired, or work from home, you might qualify for this discount. <\/p>\n\n\n\n Earn safe driver discounts.<\/strong> You or other family members might have learned the hard way how accumulating points<\/a> on your driving record for speed, reckless driving, or other offenses results in higher car insurance premiums. The good news is that it works the same way in reverse. Safe drivers pay less. Let us see your driving record and we\u2019ll tell you if you qualify for this discount or what you should do to work toward qualifying for this discount in the future. <\/p>\n\n\n\n Attend defensive driver classes.<\/strong> The key to becoming a safer driver is education. That\u2019s why some insurance companies offer defensive driver classes to help make their covered drivers safer, thereby lowering the odds of having to pay for future accidents. <\/p>\n\n\n\n See if your young driver qualifies for good student discounts.<\/strong> As you might have already learned, young drivers typically pay the most for their car insurance. That\u2019s because the age group is likelier than other demographics to drive recklessly, get moving violations, and cause expensive accidents. But insurance underwriters have determined that good students<\/a> are typically safer and more responsible than others in their peer group. That\u2019s why they\u2019re eager to insure the best students at lower rates. Just let us see your kids\u2019 high school or college grades. <\/p>\n\n\n\n It\u2019s definitely worth your time. That\u2019s because you could save as much as 35% on your car insurance by taking advantage of available programs. And it\u2019s easy to see what discounts are available to you and what you must do to take advantage. <\/p>\n\n\n\n It might be in your best interest to take this post with you as you negotiate rates with your insurance agent. Use it as a checklist. Ask your agent about each discount and see which might be realistic in your circumstances. <\/p>\n\n\n\n That\u2019s easy. Simply reach out and contact your Vern Fonk Insurance agent. Our independent agents don\u2019t work for any single insurance company. We work with many top-brand insurers, so we are knowledgeable on the ever-changing product offerings of all of these companies and we\u2019re among the first to hear about any new and relevant discounts they might offer. <\/p>\n\n\n\n We\u2019ll always start by listening to your unique needs, asking questions, and adapting our car insurance selection process to your budget. We\u2019ll explain what discount programs we think you should pursue and put together insurance policies that deliver the most benefits at the lowest possible cost. <\/p>\n\n\n\n That\u2019s what we mean when we promise to deliver cheap car insurance quotes for Oregon drivers. So let\u2019s work together. Call us at (800) 455-8276<\/a>. You\u2019re also encouraged to visit an agent at a nearby Vern Fonk Insurance<\/a> location or to obtain a quick quote online<\/a>. <\/p>\n\n\n\n![\"woman](\"https:\/\/www.vernfonk.com\/blog\/wp-content\/uploads\/sites\/2\/2022\/01\/best-insurance-discounts-of-2022-for-oregon-drivers-2.jpg\")
<\/figure><\/div>\n\n\n\nWhat Are Some of the Car Insurance Discounts I Should Be Aware of?\u00a0<\/h2>\n\n\n\n
Is It Worth It to Pursue Car Insurance Discount Programs?\u00a0<\/h2>\n\n\n\n
Learn About What Discounts You Qualify for with Vern Fonk?\u00a0<\/h2>\n\n\n\n