{"id":2940,"date":"2014-10-10T18:12:16","date_gmt":"2014-10-10T18:12:16","guid":{"rendered":"https:\/\/www.vernfonk.com\/?p=2940"},"modified":"2018-06-08T19:13:18","modified_gmt":"2018-06-08T19:13:18","slug":"insurance-faqs","status":"publish","type":"post","link":"https:\/\/www.vernfonk.com\/blog\/comprehensive-coverage\/insurance-faqs\/","title":{"rendered":"More Insurance FAQs"},"content":{"rendered":"<p>We recently wrote about <a href=\"https:\/\/www.vernfonk.com\/insurance-faq\/\">Insurance Frequently Asked Questions<\/a> and have come up with some more:<\/p>\n<p><strong>Does my credit score effect my insurance rate?<br \/>\n<\/strong>Not at Vern Fonk! We work with at least 9 different insurance companies that don&#8217;t discriminate based off of your credit score. If your score isn&#8217;t perfect, let us show you how you can get a great rate on your insurance.<\/p>\n<p><strong>What type of coverage covers damages done to my vehicle?<br \/>\n<\/strong>This depends on how the damage was caused. It can be either covered by comprehensive coverage or collision insurance.<\/p>\n<p>If your car was in an accident with another vehicle or physical property it would be covered by collision insurance.<\/p>\n<p>If the damaged was caused by a fallen tree, animal, fire, or if it was stolen or vandalized, a comprehensive policy would cover these damages.<\/p>\n<p><strong>Am I out of luck if I have too many tickets or accidents on my record?<br \/>\n<\/strong>Absolutely not! Vern Fonk works with over 20 different insurance companies that work with &#8220;high risk&#8221; clients. If you were turned away or quoted astronomical rates with the larger insurance companies, give us a call and we&#8217;ll get you an insurance policy you can afford.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>We recently wrote about Insurance Frequently Asked Questions and have come up with some more: Does my credit score effect my insurance rate? Not at Vern Fonk! We work with at least 9 different insurance companies that don&#8217;t discriminate based off of your credit score. If your score isn&#8217;t perfect, let us show you how [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[31,30,9],"tags":[],"class_list":["post-2940","post","type-post","status-publish","format-standard","hentry","category-car-insurance","category-collision-coverage","category-comprehensive-coverage"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/posts\/2940","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/comments?post=2940"}],"version-history":[{"count":1,"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/posts\/2940\/revisions"}],"predecessor-version":[{"id":3609,"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/posts\/2940\/revisions\/3609"}],"wp:attachment":[{"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/media?parent=2940"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/categories?post=2940"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vernfonk.com\/blog\/wp-json\/wp\/v2\/tags?post=2940"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}