As the months come to the end of the year, so does the nasty winter weather. Winter brings the most extreme weather your home may face all year and can cause thousands of dollars worth of damage. Depending on what type of homeowner’s insurance policy you have, your home may be covered for damages caused by winter storms.
Most of the basic homeowner’s insurance policies have coverage for winter storm damage that comes because of snow, wind, ice, freezing rain and low temperatures. It’s a good idea to go over your policy to make sure your home will be covered if a storm or freezing temperatures were to hit your area. Keep in mind that many home owner’s insurance policies don’t cover flood damage by themselves and a separate insurance policy will need to be taken out for this coverage. Damage caused by melting snow or downpours may not be covered on your existing basic policy.
There are some things you can do to help prevent damage to your home during the winter:
Talk to an experienced insurance agent today to get a homeowner’s insurance policy that will protect your home, family and valuables this winter.
Ah, Washington State, land of breathtaking landscapes, relentless rain, and the occasional, albeit disputed, Bigfoot…
No, you can’t usually insure someone else’s car, even though you probably want to be…
Every headlight coming toward you could represent a drunk or high driver who’s distracted, texting,…
With the ever-changing regulations around marijuana in the U.S., you may be wondering, "Is weed…
The spring and summer of 2024 are prime time for music festivals located conveniently near…
Can you add your girlfriend or boyfriend to your car insurance policy in Washington state?…