Does a DUI Affect My Insurance Rates?

If you’ve ever received a DUI or DWI, you know that it is a challenging experience to go through. A DUI or DWI on your driving record can mean that you’ll end up paying for it for years after your legal problems have been over.

DUIs Show Up on Driving Records

Depending on what state you live in, if you’ve received a DUI, it can stay on your record for many years.  This means that auto insurance companies will be able to see that you have received a DUI along with any other driving infractions (speeding tickets, reckless driving, accidents, etc).

DUIs Can be Seen as “High Risk”

Insurance companies assess the risk involved for each driver they insure.  The number of infractions one has against themselves raises the amount of “risk” that the insurance company thinks you’ll be.  Insurance companies typically charge more for high risk drivers.

Some insurance companies will not insure “high risk” drivers with DUIs on their record. Vern Fonk Insurance in Washington and Oregon will find you an insurance policy no matter what your driving history looks like.  We are able to find the cheapest rates for “high risk” drivers with DUIs or DWIs on their records.

Vern Fonk Insurance specializes in the “high risk” car insurance market.  We believe everyone deserves a second chance and that they should be able to get insurance at an affordable price.

Call us if you have any other questions about DUIs or DWIs on your record. We can find you the cheapest car insurance rates today!

admin

Share
Published by
admin

Recent Posts

Washington Road Trip Tips: What to Know Before You Hit the Road This Spring  

Before you hit the road this spring in Washington, you should make sure that your…

5 days ago

Driving Without Insurance in Washington State: Fines, Suspension & What It Really Costs

Fines, court dates, increased costs afterwards … it could get expensive very quickly. In fact,…

2 weeks ago

Home Insurance Myths More Persistent Than the Bigfoot Legend

Washington home insurance myths homeowners believe stick around like frying oil in a pan (and…

3 weeks ago

Does “Full Coverage” Actually Mean What You Think It Means?

Full coverage can mean a lot of different things – so it isn’t a phrase insurance agencies use. For most people,…

4 weeks ago

Will Taking a Defensive Driving Course Lower My Car Insurance Rates in Washington State?

Good news, drivers! Washington law gives insurance companies the green light to offer discounts to…

1 month ago

Why Are There So Many “Student Driver” Bumper Stickers in Washington?

You’ve seen them, right? “Student driver” bumper stickers. They seem to be everywhere. You’re driving down I-5, cruising…

2 months ago