Does a DUI Affect My Insurance Rates?

If you’ve ever received a DUI or DWI, you know that it is a challenging experience to go through. A DUI or DWI on your driving record can mean that you’ll end up paying for it for years after your legal problems have been over.

DUIs Show Up on Driving Records

Depending on what state you live in, if you’ve received a DUI, it can stay on your record for many years.  This means that auto insurance companies will be able to see that you have received a DUI along with any other driving infractions (speeding tickets, reckless driving, accidents, etc).

DUIs Can be Seen as “High Risk”

Insurance companies assess the risk involved for each driver they insure.  The number of infractions one has against themselves raises the amount of “risk” that the insurance company thinks you’ll be.  Insurance companies typically charge more for high risk drivers.

Some insurance companies will not insure “high risk” drivers with DUIs on their record. Vern Fonk Insurance in Washington and Oregon will find you an insurance policy no matter what your driving history looks like.  We are able to find the cheapest rates for “high risk” drivers with DUIs or DWIs on their records.

Vern Fonk Insurance specializes in the “high risk” car insurance market.  We believe everyone deserves a second chance and that they should be able to get insurance at an affordable price.

Call us if you have any other questions about DUIs or DWIs on your record. We can find you the cheapest car insurance rates today!